Every day, people use phones to buy groceries, ride the bus and pay for coffee. But is it safe? Consumer Reports’ Lisa Gill explains the risks of storing financial and personal information on your phone and how to make it more secure. Terms of Service is a CNN Podcasts and Goat Rodeo production. This episode was produced by Cara Shillenn. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.