12月6日 的 Piggy Bank Allowance - Bomad 應用程式分析

Bomad - short for Bank of Mom and Dad - teaches kids good money habits by letting parents run a virtual piggy bank for their children. It helps parents track allowances and pocket money too. The tracker works like this: You create a virtual bank account for them using the parent app on your phone, which they can track in the child app on their tablet, phone or other device (similar to rooster money & gimi) Then you set the app to add an allowance or pocket money weekly, or when they get birthday money or cash from the tooth fairy, they give it to you and you keep the money as your own, but you track it by adding it to their balance in the app When your child wants to spend, you pay or give them cash, and deduct it in the app, like bankaroo So the account balance is just what you owe your child, tracked by the app Your child gets notifications for all transactions, including when their allowance or pocket money arrives They can easily see how much they have in the app, and track what their money and allowance was spent on By keeping track of it, your child really begins to understand money. Giving them an allowance or pocket money, however small, teaches them to budget and save (weekly allowances are best, especially for younger kids). They stop nagging for stuff every time you're at the mall. They start thinking more about the future (e.g. how many more allowances will it take to reach a certain goal), and - with your guiding hand - they start making better spending and budgeting decisions. Bomad has many other cool features too: kids can track their progress toward savings goals and get paid for doing chores. Older kids can claim expenses and request money transfers to real bank accounts so they can spend on debit cards. You can also split the allowance or pocket money between different accounts (spending, saving, giving, etc.) Bomad is more than an allowance tracker, it teaches kids better money habits, while making tracking money and allowances a breeze for parents.