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- Paisabazaar:Credit Score, Loan Vs. IndiaLends-Loans, Credit Score
Paisabazaar:Credit Score, Loan vs IndiaLends-Loans, Credit Score Usage & Stats
Paisabazaar is a trusted personal finance app that helps you check your Credit Score, compare and apply for Instant Personal Loans from 30+ Banks and NBFCs, and choose from 100+ Credit Cards — all in one app.
Use the Paisabazaar App to check and track your CIBIL Score, find the right personalized Personal Loan and Credit Card offers in minutes.
Over the last 12 years, Paisabazaar has earned the trust of 5.7 Crore consumers across 850 cities by offering best-matched financial products with transparency and convenience.
Paisabazaar is also a convenient app for Mobile Recharge and Bill Payments. Pay electricity bills, broadband bills, mobile recharge (prepaid & postpaid), and credit card bills securely from the app - with zero platform fee and assured rewards.
You can also invest using the Paisabazaar App. Explore Bonds and Fixed Deposits and earn up to 13.25% fixed returns (YTM).
Why Choose the Paisabazaar App?
Paisabazaar is India’s leading financial app and marketplace for Personal Loans, Credit Cards, and investments.
The Paisabazaar App connects you with Banks and NBFCs from across the ecosystem, helping you compare offers, check eligibility, and apply online with ease.
• One app for credit, payments, and investments
• CIBIL Score check
• Wide choice of Loans and Credit Cards
• Pre-approved Instant Loans
• Loan certainty with high Chances of Approval
• End-to-end digital processes
• Secure, digital and unbiased platform
• Trusted by 5.7 crore Indians
Key Features:
Credit Score Check | Credit Score App
• Credit Score from credit bureaus including CIBIL
• Instant access to your latest credit score
• Monthly Score updates to track changes
• Credit health insights to improve eligibility
• Credit reports in regional languages
How to Improve Your Credit Score / CIBIL Score
• Track your Credit Score regularly on the Paisabazaar app
• Subscribe to our exclusive Credit Health Report for deep insights to improve score
• Use Score Simulator to see probable impact on credit score with each credit action
Personal Loan App | Instant Personal Loan
Personal Loan Features & Benefits
• Loan amount up to ₹40–50 lakh
• Pre-approved Personal Loan offers
• Zero to Minimal documentation
• Instant disbursal
• Expert assistance
Other Loans Offered:
• Micro Personal Loan (small ticket size)
• Business Loan
• Home Loan
• Balance Transfer Loans
How to Apply: Check eligibility instantly and apply online through the Paisabazaar App.
Credit Card App | Apply Credit Card Online
Choose from 100+ credit cards, according to your lifestyle and needs.
Types of Credit Cards
• Cashback Credit Cards
• UPI Credit Cards (RuPay)
• Travel & Lifestyle Credit Cards
• Secured Credit Cards to build Credit Score
Credit Card Features & Benefits
• Pre-qualified offers from leading Banks
• Faster approvals with minimal documentation
• Digital process
How to Apply: Check eligibility in seconds and apply for the right Credit Card from the app.
Mobile Recharge & Bill Payment App
Use the Paisabazaar App for Mobile Recharge and Bill Payments across 30+ categories.
Payment Categories:
• Mobile recharge (prepaid & postpaid)
• Electricity and utility bills
• Broadband & DTH
• Credit Card bill payments
Benefits
• Zero platform fee
• Assured rewards on bill payments
• Secure and seamless payments
• Zero hassle
Investment App | Bonds & Fixed Deposits
Paisabazaar is also an investment app for Bonds and Fixed Deposits.
Investment Options
• Corporate Bonds
• Fixed Deposits from leading banks
Why Invest?
• Fixed returns up to 13.25% YTM (on Bonds)
• Low-risk, regulated investment options
• Suitable for stable income
Download the Paisabazaar App Today
Take control of your Credit Score, Personal Loans, Credit Cards, Bill Payments, Bonds, and Fixed Deposits with one powerful financial app.
Download the Paisabazaar App now.
Contact Us
feedback@paisabazaar.com
- Apple App Store
- Paid
- Finance
Store Rank
- -
IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit.
Product features:
Personal loan
Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including BAJAJ FINANCE LIMITED, IDFC FIRST Bank Limited etc.
Personal Loan Eligibility
Age - 18 years - 60 years
Employment Type - Salaried/Self-Employed
Minimum Net Income (monthly) - ₹10,000
Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years
Tenure: (Min) 6 to (Max) 60 months
Interest Rate ranging from 10.25% to 25% depending on customer’s credit and risk profile
Representative Example
With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months.
The total payout here would be:
Principal Amount – Rs 5,00,000
Interest Charges (@25%): Rs 3,80,540
Loan processing Fee (@2%): Rs 10,000
Documentation Charges: 400
Amortization Schedule charges: 150
Total cost of the loan: Rs 8,91,090
Our Lending Partners:
Clix Capital Services Private Limited
PaySense Services India Private Limited
Axis Bank Limited
BHANIX FINANCE AND INVESTMENT LIMITED
Piramal Capital & Housing Finance Limited
Whizdm Innovations Private Limited’s
LENDINGKART Finance Limited
Rupeek Fintech Pvt Ltd
Ruptok Fintech Pvt Ltd
Flat White Capital Pvt. Ltd.
Tata Capital Financial Services Limited
BAJAJ FINANCE LIMITED
Bridge Fintech Solutions Private Limited
HDFC Bank Limited
ICICI Bank Limited
Kotak Mahindra Bank Limited
YES BANK Ltd
IndusInd Bank Limited
InfoCredit Services Private Limited
Kisetsu Saison Finance India Private Limited
IIFL Finance Limited
InCred Financial Services Limited
L&T Finance Limited
Ditya Finance Private Limited
Finnovation Tech Solutions Pvt. Ltd.
SOCIAL WORTH TECHNOLOGIES PRIVATE LIMITED
Maybright Ventures Pvt. Ltd.
MWYN Tech Private Limited
IDFC FIRST Bank Limited
Citi Bank India Limited
Standard Chartered Bank PLC
State Bank of India
Freecharge Payment Technologies Private Limited
*Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time.
* However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy
Credit Card
With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank.
Free Credit score / Cibil Score
At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed.
- Apple App Store
- Free
- Finance
Store Rank
- -
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April 30, 2026