Bajaj Finserv Loans, UPI & FD vs Bajaj Markets: Loan & Credit Usage & Stats

The Bajaj Finserv Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this Loan app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI. Instant Personal Loan App • Get instant personal loans up to ₹55 Lakh with this loan app. • Doctors & Chartered Accountants can get funding via professional loans. • Self-employed individuals can get affordable business loans. Highlights of Personal Loan • Loan Amount: ₹40,000 to ₹55 Lakh • Repayment Tenure: 12 to 96 months • Rate of Interest: 10% to 31% p.a. • Processing Fees: Up to 3.93% (inclusive of applicable taxes) of the loan amount Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340. Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product. More Loans with the Same Ease • Home Loan: Make your dream home a reality with loans at competitive rates and flexible repayment options. • Gold Loan: Use your gold as security to get funds for any urgent needs. • Business Loan: Designed for business owners, easily meet all expenses related to growth, operations, or expansion. • Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process. Shop on Easy EMIs • Shop from 1 million+ products at 1.5 lakh+ stores across India. • From electronics to sports equipment to smartphones to furniture - shop everything on Easy EMIs. • Shop genuine products from top brands with exciting offers and discounts. Recharge & Bill Payments in One Place • Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv Loan app. • Recharge your mobile numbers, DTH & FASTag from leading providers. • Instantly pay fees towards education, clubs & associations, housing societies, etc. • Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments. Payments Simplified with BHIM UPI App • Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN. • Add money to your Bajaj Pay Wallet & make payments in seconds. Invest with Ease in Fixed Deposits • Get high ROI on fresh FDs and renewal of existing FDs. • Special interest rates for senior citizens. • You can start investing in FD online for just ₹15,000 and get a loan against it. Mutual Funds for Everyone • Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App. • You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum. • Pay monthly mutual fund investment via UPI. • Make the most of your investment by paying 0% distributor commission. Insurance for Every Need • The Bajaj Finserv Loan app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more. • Getting insurance is even easier with a 100% digital process. One App for All Needs • Fulfill your shopping and travel needs on one platform with 100+ brand partners. Features • Find all your financial transactions in one place • Calculate your EMIs for your preferred tenure using the EMI Calculator • Check your CIBIL score and get the credit health report online • Download your loan account statements • Get quick assistance & timely resolution for your queries Contact Us: Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014