LenDenClub - P2P Lending のアプリ分析 12月23日

About LenDenClub: India ke 3Cr+ users ne choose kiya LenDenClub, aap kab karoge? LenDenClub is India's largest Peer-to-Peer (P2P) lending platform, proudly owned by Innofin Solutions Private Limited (ISPL) and registered with the Reserve Bank of India (RBI) as an NBFC-P2P. Since 2015, we've been a safe and reliable financial platform, helping millions achieve their financial goals. Why LenDenClub? • Start lending with as low as INR 250/- • Trusted by 3Cr+ Users • ₹17,000 Cr+ Lent on the platform since inception • RBI-registered NBFC-P2P • Secure fund handling through ICICI Trusteeship Services Lending Options to Meet Your Financial Goals: Manual Lending - Select Borrowers as Per Your Preference Manual Lending empowers you to choose your borrowers and lend on your terms. Whether you prefer short-term or long-term tenures, from 1 month to 3 years, you have control. As soon as your borrower repays, both principal and interest are credited to your bank account. Minimum & Maximum Lending Amount: • Minimum lending amount: ₹250/- per Lending • Maximum lending amount: ₹4,000/- per Lending Filtered Lending- Here you can select the amount and tenure, then set your matchmaking preferences for loans to lend. Making the entire process hassle-free. Minimum & Maximum Lending Amount: • Minimum lending amount: ₹25,000/- • Maximum lending amount: ₹50,00,000/- Documents Required: • PAN Card • Aadhaar Card Eligibility Criteria: • One should be an adult Indian citizen with a valid KYC and an Indian bank account to become a lender on the platform. • An adult NRI with an NRO account and an Indian PAN is also eligible. For any queries, kindly contact us at support@lendenclub.com What is P2P or Peer-to-Peer Lending? Peer-to-peer (P2P) lending is an alternative financing model that connects individual borrowers and lenders. Originating in 2012, this form of lending has gained momentum globally, and notably in India, where it gained legal recognition in 2018 through guidelines issued by the Reserve Bank of India. Expected to grow at a CAGR of 21.6% to reach USD 10 billion by 2026, P2P platforms offer a range of loan types, including personal, business, and medical loans. Borrowers apply online, undergoing a KYC process and credit assessment. Lenders can then choose which loans to fund based on risk and simple interest profiles. Despite its growth and role in financial inclusion, the industry faces challenges like default and fraud risks. Therefore, both borrowers and lenders should thoroughly evaluate the terms and platform performance before engaging in P2P lending. Security & Protection of Privacy The LenDenClub app adheres to global standards of data encryption and decryption protocols to ensure your information remains protected. Risk Disclaimer: P2P lending is subject to risks. Lending decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower. LenDenClub, owned and operated by Innofin Solutions Private Limited is an NBC-P2P lending platform registered with the Reserve Bank. However, the Reserve Bank does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by the NBFC-P2P and does not provide any assurance for repayment of the loans lent on it. Privacy policy: https://www.lendenclub.com/privacy-policy/ Gala 101, CTS No. 141, Kuber Chembers, Datta Mandir Road, Malad East, Mumbai – 400097, Maharashtra, India.