VST bank — online banking app analytics for December 7

Bank Vostok has become VST bank We remain the same trusted bank — just with a new name that better reflects our essence and approach. VST bank — giving you time for what truly matters. A mobile bank for your everyday finances, individual entrepreneurs, cashback cards, and instant transfers. Open a card or an entrepreneur account in 5 minutes via the Diia app or by uploading photos of your documents. Pay for services, manage accounts, open deposits, set a credit limit, buy currency, and make transfers across Ukraine or abroad — all in one convenient VST bank app. ✔ Everything at your fingertips — no queues or wasted time. ✔ Secure online transactions 24/7. ✔ Up to 20% cashback and convenient cards for the whole family. 🟩 Bank cards with cashback and great terms Get up to 20% cashback on purchases and enjoy all the benefits of mobile banking: • Family Card: transactions in UAH, USD, EUR. Free incoming transfers. • Payment Card: free cash withdrawals at ATMs and VST bank branches. • Seafarer Card: top up in foreign currency with a 0.5% fee, free cash withdrawal in Ukraine. • Dream Card (14–18 years): can be opened independently, no service fee. • Social & Pension Cards: now available in virtual format. 📲 Order your card right in the app — start saving from day one! Foreign currency cards • Open in USD or EUR. • Buy currency at favorable rates. • Transfer to foreign bank cards with just a 1% fee. 🟧 The app for individual entrepreneurs — account, card, payments Open an individual entrepreneur account online in minutes — no bank visit required: • Card available immediately after opening — use with Google Pay. • Replenish via VST bank, EasyPay, or Silpo checkouts. • Withdraw funds in Ukraine and abroad. • Transparent tariffs and easy control via the app. 🧾 Manage your business finances right from your phone — no hassle. 🟨 Installment credit Receive up to UAH 100,000 to your card: • Minimum — UAH 500. • Term — 3 to 12 months. • Fee:  – 3–6 months — 2% from the first month.  – 7–12 months — 2.5% from the first month. • Monthly payments charged automatically after one month. • Pay off with credit funds — no extra fees. 🟩 Compulsory automobile insurance Get your mandatory car insurance policy right in the VST bank app: • Low cost with high coverage. • Choose an indemnity limit up to UAH 4 million. • Term — up to 12 months. • Deductible — UAH 0. • Cashback up to 15% when paying with a Cashback Card. • Valid throughout Ukraine. 🟦 Quick and easy transfers and payments • Card-to-card transfers to all Ukrainian banks. • International transfers via Western Union, MoneyGram, RIA, Welsend, Intel Express, SWIFT, PrivatMoney. • Pay utilities, taxes, fines, insurance, and other bills. ⚡ Send money in one click — even international transfers. 🟨 Online deposits — convenient and stable Open deposits in just a few taps: • Simple: fixed term, no replenishment. • Simple with Replenishment: top up anytime. • Special: unlimited top-ups in the first month. • Collateral: stable terms with collateral. Foreign currency deposits • Available in USD or EUR for 3 or 6 months. • Earn 1% annually. • Minimum: USD 200 / EUR 100. • Withdraw in the deposit currency — no fee. 💰 Save and grow your money with guaranteed security. 🟥 Credit limit — simple and convenient • Credit limit up to UAH 100,000. • Grace period up to 62 days. • Interest rate: 0.00001% during grace period, then 3% per month. 💳 Get your credit online — no certificates or queues. 🟪 Private banking and premium cards For clients who value comfort and privileges: • Voyage Accounts: Mastercard World Elite or Visa Signature. • Luxury Accounts: Visa Infinite or Mastercard World Elite. • VIP service, travel benefits, discounts, and concierge support. 🌍 Enjoy unlimited service with premium advantages. 💼 Manage all your finances easily in one app. 📞 24/7 support and full transparency. JSC “VST BANK” — NBU Banking License No. 204, dated 16.09.2025