General Terms of Use Spring® Financial General Terms of Service Last Updated June 27, 2023. Download Contents         Your Acceptance of these Terms         Other Agreements         Changes to these Terms         Permitted Customers         Permitted Use of Products and Services         Accounts/Credentials         Accurate Information         Personal Information Privacy, Credit Reports and Bank Information         Transactions         Bank Verification System         Technical Requirements and Technical Support         Monitoring         Feedback         Communications         Proprietary Rights         Referred Businesses, Referred Products/Services and Linked Sites         DISCLAIMERS, LIABILITY EXCLUSIONS AND INDEMNITY         Termination         Governing Law         Disputes         General Matters PLEASE CAREFULLY READ THESE GENERAL TERMS OF SERVICE BEFORE REGISTERING FOR A SPRING FINANCIAL ACCOUNT OR APPLYING OR SUBMITTING AN ORDER FOR A SPRING FINANCIAL PRODUCT OR SERVICE. THESE TERMS AND CONDITIONS ARE A BINDING CONTRACT THAT GOVERNS USE OF A SPRING FINANCIAL’S PRODUCTS AND SERVICES, EXEMPTS SPRING FINANCIAL AND OTHER PERSONS FROM LIABILITY, SPECIFIES THE JURISDICTION FOR THE RESOLUTION OF DISPUTES AND CONTAINS OTHER IMPORTANT PROVISIONS. BY REGISTERING FOR A SPRING FINANCIAL ACCOUNT OR APPLYING OR SUBMITTING AN ORDER FOR A SPRING FINANCIAL PRODUCT OR SERVICE, YOU ACKNOWLEDGE AND SIGNIFY THAT YOU HAVE READ, UNDERSTAND AND AGREE TO THESE GENERAL TERMS OF SERVICE. IF YOU DO NOT AGREE TO THESE GENERAL TERMS OF SERVICE, THEN YOU MAY NOT REGISTER FOR A SPRING FINANCIAL ACCOUNT OR APPLY OR SUBMIT AN ORDER FOR A SPRING FINANCIAL PRODUCT OR SERVICE. 1. Your Acceptance of these Terms Spring Financial Ltd. (“Spring Financial”) operates the website www.springfinancial.ca (the “Website”) that advertise or accept orders for various products and services, such as personal loans, credit building and other financial products (collectively “Products and Services” and each