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travel insurance can be complicated, but it doesn’t have to. most travel insurance will cover you for unexpected illness and injury during your trip, as well as lost or damaged baggage and personal belongings. but there are a few other things to be aware of, like what travel insurance does and does not cover. let’s take a look: what travel insurance covers: medical evacuation medical evacuation ensures that you get the proper medical treatment you need if you are injured while traveling overseas. if you find yourself in a medical emergency, you can relax and know that you are getting the best care. lost, damaged, or stolen luggage. whether on vacation, on a business trip, or just a few days away from home, you should make sure proper travel insurance is in place. the last thing you want when traveling is to deal with lost luggage or valuables, which is why you should ensure you have lost luggage coverage. trip interruption trip interruption, also known as trip cancellation, allows you to cancel your trip if you cannot travel due to an unexpected event. most policies cover cancellation, but some policies have conditions or exclusions for specific situations, such as a natural disaster. delays a delay in traveling can cause so much stress and worry, and for travelers, money. travel delays can be caused by bad weather or airline mechanical problems. when you travel by air, travel insurance that covers delays can reimburse you for any expenses incurred as a result of unexpected delays. medical emergencies medical emergencies can happen at any moment, and it’s important to be prepared for an emergency while traveling. they are quite unpredictable, and it’s important for people traveling internationally to have the necessary coverage in case something happens. travel insurance can cover the cost of emergency medical treatment, evacuations, and repatriation. trip cancellation most travel insurance plans cover trips canceled due to natural disasters, but it’s imp