5月3日 的 DhakaFin 應用程式分析

About DhakaFin In daily life, individuals inevitably encounter various financial needs, such as medical expenses, educational planning, household budgeting, and small business development. DhakaFin is committed to providing a secure and transparent digital financial service platform for users in Bangladesh, helping them better manage personal finances and cash flow. Through DhakaFin, users can conveniently complete the information submission and eligibility assessment process via their mobile devices, accessing personalized financial solutions tailored to their specific circumstances. Our Services DhakaFin focuses on providing a compliant and transparent digital financial service experience, while continuously optimizing the user operation process on mobile devices. The platform strictly adheres to the relevant laws, regulations, and regulatory requirements of Bangladesh. The platform will conduct a comprehensive assessment based on the information submitted by users and provide corresponding service options. All relevant fees, terms, and instructions will be clearly displayed before user confirmation. Information Disclosure DhakaFin offers loan products with terms ranging from 91 to 180 days, with a daily interest rate of 0.06%. The Maximum Annual Percentage Rate (APR) of relevant loan products does not exceed 21.9%and always complies with the regulatory cap of 24%. All loan interest rates, fees, and repayment arrangements are clearly presented within the application before the user confirms the loan. Loan approval and specific loan terms are determined based on the information submitted by the user and assessed in accordance with our internal review standards. Loan Example The following example is for illustrative purposes only to demonstrate how loan interest is calculated. The actual loan amount, tenure, and interest rate shall be subject to the information confirmed by the user within the application. Assuming a loan amount of 50,000 BDT, a loan tenure of 180 days, and an annual interest rate of 21.9%, the total repayment amount at the end of the loan term would be 55,400 BDT, consisting of: - Principal: 50,000 BDT - Interest: 5,400 BDT All applicable fees, interest rates, and repayment amounts will be clearly displayed within the application before the user confirms the loan, ensuring information transparency and clarity. How to Apply for a Loan 1. Download and install DhakaFin from Google Play. 2. Complete registration using your mobile phone number. 3. Fill in and submit the required personal information. 4. Complete the identity verification process 5. Submit your application and check the progress. Once the review is complete, users can view the results and follow-up instructions within the app. Basic Requirements Age: 18 – 55 years old Citizenship: Citizens of Bangladesh Identification: Possess valid identification documents Mobile Number: Own a valid mobile phone number Income: Have a stable source of income Data Protection and Transparency DhakaFin prioritizes the security of user information and privacy protection. All data collection and usage strictly adhere to relevant laws and regulations, and are exclusively used for service optimization and risk control. Contact Us If you have any questions while using DhakaFin, you may contact our customer service team through the following channel: Customer Service Email: customer@junkersmuellers.com Service Hours: Monday to Friday, 08:00 – 18:00 Privacy Policy: https://www.junkersmuellers.com/#/privacy