12月21日的Moneywyn: 50/30/20 Budget Plan应用程序分析

Tired of tracking every expense each and every day? Moneywyn can help! Moneywyn is unlike most other personal finance software. It will help you save time and money while focusing less on daily expense tracking and more on budget planning. Using three spending categories, that are based on the 50/30/20 budget rule, you will find out where you stand financially and start taking appropriate action toward building wealth. STOP TRACKING EVERY EXPENSE You’re busy! Do you want to spend time tracking every single expense all the time? Probably not. You can stop all that tracking with Moneywyn. - Create, edit and delete average monthly earnings - Create, edit and delete average monthly spending - View statistics for monthly deficit or surplus spending SIMPLIFY YOUR FINANCIAL BUDGET Your spending is broken down into just three categories. No more categorizing expenses into numerous categories. Moneywyn is about simplifying your life and your budget: - Specify spending on what you need - life’s necessities or long-term contracts - Specify spending on what you want - the fun things in your life - Specify spending on what you save - what helps you retire rich (can be increasing or decreasing) COMPARE YOUR SPENDING TO THE TARGET PERCENTAGES See how your spending compares to the recommended target percentages in Moneywyn. Based on the popular book All Your Worth: The Ultimate Lifetime Money Plan, Moneywyn compares your spending to the 50/30/20 budget rule outlined in the book. The target percentages are: - 50% of your take-home pay should go to your needs - 30% should go to your wants - 20% should go to your savings OTHER FEATURES: - Create a 50/30/20 budget - Three spending categories: needs, wants, and savings - Pre-populated common sources of earnings and spending - Enter unlimited new earnings and spending sources - Import and export data to CSV (optional purchase) - Summary of monthly earnings and spending - Deficit or surplus calculation - Easy data entry - Compare your spending to the recommended target spending - Bar and pie graph reports - Complete world currency list - Automatically selects location currency - Passcode lock to protect your data If you have any questions, concerns, or suggestions, please feel free to send an email to moneywyn@beyondstop.com. Check out www.moneywyn.com for more details.