5月3日的LocalPay: Retail Pay-by-Bank应用程序分析

An easy, ultra-secure way to send and receive retail payments. LocalPay provides an all-in-one payment solution for consumers, merchants, banks, and credit unions. LocalPay simplifies transactions and delivers benefits for all users: reducing fees for merchants with real-time capable settlement, providing flexible payment options for consumers with the same or more rewards, and increasing revenue for banks and credit unions. Flexible Payment Options and Greater Rewards for Consumers - Get instant discounts from local merchants - Securely link multiple bank accounts using Plaid - Avoid card fee surcharges Real-time Capable Settlement, Local Advertising, and Lower Fees for Merchants - Significantly reduce payment fees to as low as 0.5% - Faster time-to-money during settlement - Keep your existing POS, no additional hardware needed Ultra-Secure Payments - Face ID authorization for payments significantly reduces fraudulent transactions Quick Setup - Create a consumer or merchant account in just 2 minutes LocalPay App Features Local Offerings and Advertising - Connect community merchants and consumers together through targeted advertising and local deals. Link Multiple Bank Accounts - Consumer users can securely connect multiple bank accounts and payment options using Plaid. Once confirmed, the user can easily switch between accounts to make payments and set a default account. Merchant Employee Accounts - Merchants can create and manage accounts for individual employees to receive consumer payments. Each transaction carried out under an employee account is recorded under their name and seamlessly added to the primary merchant admin account's transaction records. Unique Merchant QR Codes - Create and customize a QR code for your customers to easily scan. This QR code receives payments directly to your verified business bank account. Using the Merchant Options, a business owner can add functionality for tips, discounts, and email receipts for customers. Transaction Records - LocalPay provides users with a complete record of their entire transaction history. Consumer users can sort these records by individual linked bank accounts. Merchant users can export their records into a CSV file. Balance Check - Reduce risky transactions by checking for sufficient funds balance before accepting consumer payment. DOWNLOAD LocalPay today for free and add a new level of trust and security to your retail payments. LEARN MORE at localpay.com