12月22日的Bee Pera-Philippines loan app应用程序分析

Bee Pera: All Steps in One App. Get the Best Rates for Your Financial Needs. Why Choose Us? - Fast and Convenient: Complete your loan application in minutes, all from your mobile device. - Best Rates: We offer competitive interest rates tailored to your financial needs. - Transparent Process: No hidden fees, clear terms, and instant approval notifications. - Reliable Support: Our team is always ready to assist you at every step. Product Overview Bee Pera offers flexible personal loans ranging from short-term microloans to larger amounts, designed to suit your needs. Loan Amount: PHP 2,000 to PHP 60,000 (Varies based on credit assessment). Tenure: 91 days up to 180 days. Interest Rate: Maximum Annual Percentage Rate (APR) of 18%. Loan Example Suppose you apply for a loan of ₱ 10,000 with a daily interest rate of 0.05% and a term of 120 days. The process with Bee Pera is as follows: - Application: Open the app, fill in basic information (such as income and loan purpose), and submit your application. - Approval: The system reviews your information and approves your application. - Disbursement: Once approved, 10,000 pesos will be transferred to your account within 24 hours. - Repayment: Repay in four installments of 4. - Loan Details (Interest & Installments) - Principal：₱10,000 - Daily Interest Rate：0.05% - Total Interest for 120 Days：₱10,000 × 0.05% × 120 = ₱600 - Total Repayment：₱10,600 - Installment Plan： - 4 installments (every 30 days) - Approx. ₱2,650 per installment Loan Requirements - Must be a Filipino citizen - Must be 18 years old and above. - Must have a valid government-issued ID. - Active mobile number Security & Privacy - Data Protection: All personal information is encrypted and stored securely. - Privacy Commitment: We never share your data with unauthorized parties. - Compliance: Registered with SEC (SEC No. CS201724886) and CA (CA No. 2460), fully licensed and regulated. Contact Us We are always here to support you. For any questions, concerns, or assistance, please reach out: - In-App Support: Access 24/7 customer support via the "Help" section within the Bee Pera app. - Email: beepera@dhaliwalmicro.com - Company: DHALIWAL MICRO BUSINESS LENDING CORPORATION - Office Address: Zamora St., Barangay VIII, Vigan City, Ilocos Sur, Philippines