4月1日的Kasente-Instant mobile loan应用程序分析

Kasente is a mobile lending app which you can borrow emergency loan for business and individuals of Uganda.Kasente is very easy to use! By using our app, you can increase your loan limit and get even larger loans to help you grow your business or for your emergencies. 1.Loan Product Feature: Loan limit:UGX 30,000-UGX 1,000,000 Loan Term:minimum 91days-365 days Low interest (maximum APR): 30% per year Repayment method: daily or weekly or monthly instalment flexible according to your choice. For example:for loans of UGX 100,000 with a term during 91 days, the fees charged are as follows: Monthly interest rate ： 30% / 12 = 2.5% Monthly interest ： UGX 100,000 * 2.5% = UGX 2,500 Total monthly payment ：UGX 100,000 / 3 + UGX 2,500 = UGX 35834 total repayment bill including principle and interest shall be: UGX 100,000 + UGX100,000* 2.5%*3= UGX 107,500 2.Who are qualified for the loan application? ages between 22-55 years old have a valid National ID have a stable resource of income including the employed people or the people who have a business 3.what needed to apply for the loan? A valid national ID card A mobile money account registered in your own name with MTN or Airtel Money you are required to fill in our KYC forms and application forms you are required to agree to our terms and conditions and privacy policy on the app any proof of your salary slip/bank statement which can improve your credit scores evaluated 4.How to apply for a loan with us? download and install our app on your phone Authorize the data permission register with your MTN or Airtel phone number Fill in your information on KYC form submit your loan application and agree to the loan agreement if approved, you will receive the amount transferred directly into your mobile money wallet.if not approved, you can check if you provide the right and sufficient information and apply for a loan again. 5.data security To well evaluate your creditworthness,Kasente will need your full legal names, NIN, phone number, address,income information, emergency contact and data from your telephone phone including SMS, phone, GPS and other information from your device.you have the right to authorise to be collected or not.All the data will be stored and processed properly and safe,we take multiple ways like https encryption,firewall,anonymization, access control to protect the data to make the data stored safety. Make sure that you always have the latest version on your phone to get the latest features. Date & Privacy: Kasente takes your privacy and data very seriously. We use the same security as banks to keep your information safe! 6.Customer service and Complaints Our business hours are from 8 a.m. to 5 p.m. from Monday to Friday (except public holidays). If you have any questions or complaints, please reach us at help@kasente.ug; Office location: NTINDA, KAMPALA, UGANDA