12月2日的MocaMoca - Safe and fast loan应用程序分析

MocaMoca - Instant Cash Loans for Filipinos MocaMoca is designed to provide express cash credit services to Filipinos in urgent need. Whether you need to pay for your children's tuition fees, purchase computers or motorcycles, or cover medical bills, MocaMoca is available for you 24/7. We've made this process incredibly convenient, allowing you to apply from the comfort of your home. We ensure that all your transactions with us are safe and secure, strictly adhering to client profile confidentiality. 🔔🔔Why Choose Us? ✔️ No Hidden Fees - get exactly what you apply for ✔️ 3-5 Minute Application - no collateral or income proof required ✔️ Fair For All - no profession discrimination ✔️ Low rates + lower fees for repeat loans ✔️ Flexible Repayment Options ✔️ SEC-licensed & bank-level security 🔔🔔Requirements: -Filipino citizen with a valid ID card -Above 18 years old -Have a stable job or source of income 🔔🔔Product introduction ✅Loan Amount: ₱2,000 ~ ₱50,000 ✅Loan Term: -Min 91 days (shortest, including renewal) -Max 180 days (longest, including renewal) ✅Fees and Charges: -Annual Interest Rate (APR): Maximum interest rate is 20% -Service Fee: 5%-10% (The service fee will be charged upon repayment) -Other fees: There will be no other fees. Absolutely no hidden charges. ⚠️Note: Please adhere to the repayment schedule and pay on time to avoid additional charges in your account. Maintaining a good credit history can help you qualify for higher loan amounts in the future. 🔔🔔Loan Case Sample If you apply for a loan with a principal amount of ₱5,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the service fee is 10%, and other fees is 0, then you will need to pay: Amount Received: ₱5,000 Service fee: ₱5,000*10% = ₱500 Total interest fees: ₱5,000*10%*180/365 = ₱246 Total Amount Due: Loan amount + Service fee + Interest Fee = ₱5,000 + ₱500 + ₱246 = ₱5,746 Monthly Repayment: ₱5,746/6 = ₱957 🔔🔔Repayment Methods -E-Wallets: GCash/Maya/ShopeePay/etc. -Bank Transfer: BDO/MetroBank/BPI/PNB/LandBank/etc. -Convenience Stores: MLhuillier/RD Pawnshop/7-11/RD Pawnshop, Cebuana/etc. -Others: QR code/online transfer/etc. 🔔🔔Company Information Company name: Copperstone Lending Inc. SEC Registration No. 2021050012959-04 Registered Business Name: MocaMoca CERTIFICATE OF AUTHORITY NO.3454 Note: Please study the terms and conditions of the Disclosure Statement before proceeding with the loan Address: The Penthouse, Marajo Tower, 26th st. Cor. 4th Ave. Bonifacio Global City 312 Metro Manila Fort Bonifacio, Taguig City, Fourth District, National Capital Region (NCR), 1634 ❤️❤️Contact Us ✉️Email: help@mocamocatech.com 📞Hotline: (+632)82993923 📱Online service: You can reach the online customer service via MocaMoca App. 💻Website: mocamocatech.com ⏰Customer service working hours: 8AM — 10PM