2月2日的Paisabazaar-Credit Score,Loans应用程序分析

Paisabazaar is India's leading platform for financial products. We are a pureplay marketplace for loans and credit cards, offer investment products like Bonds and Fixed Deposits, and provide free credit score. All products and offers on our platform are enabled by deep integrations with regulated Banks, NBFCs and Credit Information Companies. We help consumers on the Paisabazaar App find the best offers, through wide choice, ease of comparison & seamless, digital processes. We are an independent, transparent and unbiased platform that over the last 12 years has: - Earned the trust of over ~55 million consumers from 860 cities across India - Built 65+ partnerships across the ecosystem to offer wide choice - Ensured 'best offer always' - for all consumers across segments - Built end-to-end digital processes, providing a superlative consumer experience What you get with the Paisabazaar App Free Credit Score - Free Credit Score from all 4 CICs including CIBIL - Updated Credit/CIBIL Score every month enabling ease of tracking - Access credit report in regional languages, like, Hindi, Marathi, Gujarati, Telugu etc. - Credit Advisory & Credit Health Report to help improve/build your credit score Personal Loan - Wide choice of Personal Loan offers from top Banks and NBFCs - Offers ranked according to your 'Chances of Approval' - Pre-approved offers with Zero/Minimum documentation and instant disbursals - Free expert assistance till loan disbursal Credit Card - Choose from a wide range of 100+ credit cards - Pre-qualified card offers - RuPay Credit Cards for UPI spends - Secured Credit Cards to build your Credit Score - Completely digital process with minimal to zero documentation Bonds & Fixed Deposits - Choose from a wide range of Banks FDs and Corporate Bonds - Invest according to your risk appetite and goals Home Loan - Home loan offers from top Banks and HFCs - Get lowest interest rate, according to need and eligibility - Compare and choose to get the most-suited offer - Get balance transfer offers with lower interest rate on existing home loans Bill Payments - Pay your bills seamlessly across 30+ categories on Paisabazaar - From Mobile pre-paid and post-paid to Credit Cards and utility bills - Assured rewards on every bill payment Download the best Paisabazaar App to stay on top of your financial health. Contact us: Toll Free: 1800 208 8877 Email: app@paisabazaar.com WhatsApp: 851 009 3333 Address: 135 P, Sector 44, Gurugram (HR) 122001 ************************* Personal Loan Features & Benefits • No end-use restriction • Minimal documentation • Quick disbursals • Loan amount of up to Rs. 40 lakh or more based on lenders' discretion • Loan tenure can go from 6 months to 5 years Personal Loan Eligibility: • Age: 18 - 60 years • Income: Minimum salary of Rs 15,000 per month • Credit Score: Preferably 700 & above Customers applying for a Personal Loan should note that: Those planning to avail personal loans should also look into APR when considering loan options. The APR (Annual Percentage Rate) of a personal loan is the loan's annualised cost of borrowing, which includes the interest rates and other fees charged during the loan origination such as the processing fees and documentation fees. APR is expressed in percentage and allows loan applicants to identify personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges. The APR of personal loans usually ranges between 11% to 36%. For example, suppose you avail a personal loan of Rs 4 lakh @ 11% p.a. with a repayment tenure of 5 years and processing fee of 1.5% of loan amount. With these loan details, the processing fee for your loan will be Rs 6,000, total interest cost would be Rs 1,21,818 and the total cost of borrowing will be Rs 5,21,818 and the APR for your loan will be 11.66%.