3月4日的KOPASMART应用程序分析

About this app: Kingdom Bank Limited, is seeking to reach a wide range of borrowing customers ranging to about 25 million customers. KopaSmart is a mobile lending solution which endeavors to offer a platform for borrowing customers. Disbursements shall be done directly to registered M-Pesa numbers. Features. To align with CBK regulations on remote account opening guidelines and the application will require users to consent to some permissions and accept the terms and conditions and privacy policies of the bank. Permissions Requested: • Camera • Location Features: • Loan Application • Loan Repayment • Loan History • Recent Transactions • Live chat Metadata: KopaSmart Personal Loans 90 Days Loan Min Amount: Ksh. 8,000.00 Max Amount: Ksh: 75,000.00 Interest Rate: 12.36% Excise Duty: 3.09% Example Loan – 90 Days Loan Loan Amount: Ksh. 30,000.00 Interest: Ksh. 3,708.00 Excise Duty: 741.60 Repayment Amount: 34,450.00 120 Days Loan Min Amount: Ksh. 10,000.00 Max Amount: Ksh: 100,000.00 Interest Rate: 15.45% Excise Duty: 3.09% Example Loan – 120 Days Loan Loan Amount: Ksh. 30,000.00 Interest: Ksh. 4,635.00 Excise Duty: 927.60 Repayment Amount: 35,562.00 Eligible Customer Any Kenyan resident of 18+ years of age who has a valid Identification Card and an M-pesa number. Disbursement Turn-around Disbursement is real-time to customer M-pesa number. Customers could repay through STK push or direct paybill deposits to paybill number 4135105 and National ID Number as the Account Number. Data privacy and safety All data collected is to verify your identity and build your credit profile. KopaSmart does not disclose and personal information to anyone without your permissions. We encrypt the data you choose to share with us for safety.