12月3日的PocketMitra Personal Loan App应用程序分析

PocketMitra a digital platform which enables simple and easily accessible application of loans.We offer paperless approval of documentation which is done online thereby resulting in wholly paperless transactions. Loan Amount: ₹1000 to ₹20000 Loan Tenure: 91 days- 365 days Maximum Annual Percentage Rate (APR): 35% per year Maximum Monthly Percentage Rate:2.92%（35%/12 months） Maximum Daily Percentage Rate:0.96%(35%/365 days) Processing Fee: depending on loan tenure and amount GST: 18% on processing fee as per law and policy of India An example: Loan Amount: Rs. 10000 Tenure: 6 months Interest Rate: 22% per year Total Interest Payable: Rs. 10,000 x 22%/12*6 (6 months) = Rs.1100 Processing Fees (4%): Rs.400(10000*4%) GST(Processing Fees*18%): Rs.72(400*18%) Annual percentage rate (APR): 31.44% Total Amount Payable: Rs.10000+Rs.1100+Rs.400+Rs.72=Rs.11572 Steps to use the product: 1. Download the PocketMitra app and log in with your mobile number to register; 2. Select the product you would like to apply for and fill in your personal information,then submit the application; 3. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved; 4. Provide the consent with the loan agreement after the approval; 5. After the confirmation of the loan agreement, the approved loan amount will be disbursed in the account and a SMS notification will be sent. Eligibility: Indian citizenship. Over 18 years of age. Stable source of income on a monthly basis. Why choose PocketMitra? PocketMitra is an online loan product from an RBI-certified NBFC that is guaranteed to be transparent. If you have a good credit history, it may provide you with a limited loan and better terms. Your data is secure with us. It is transferred from the server over a secure HTTPS connection, and we do not share it with anyone without your consent. We process your instant loan application quickly and swiftly. No paperwork and no hassle because we put your needs first. Tips:Paying your bills on time and building a good credit history will help you to get a higher credit limit. Contact us if you have any questions: The customer service is always ready to help you, please contact us in the following ways: Tel : 8031290850 E-mail: service@pocketmitra.in Address:Khykha Khyrr , 18/1, Castle St, Ashok Nagar, Bengaluru, Karnataka 560025