Olyv (formerly SmartCoin): Your Smart Online Loan & Credit Score App
Financial needs can arise anytime. And when they do, they demand speedy resolutions. Our online loan app Olyv, is designed to help you access instant personal loans online, check your credit score and stay on top of your credit health. Whether it's an emergency that needs instant attention or a planned expense, use our quick digital loan app to cover all your financial needs.
Olyv is an easy-to-use instant personal loan app with which you can apply for a loan online, explore multiple quick digital loans, and get real-time insights into your credit health. Whether you’re looking for quick online personal loans, want to check your credit score, or understand your loan eligibility, Olyv simplifies every step of your financial journey.
🚀 Instant & Convenient Online Personal Loans
Need funds urgently? Olyv is an online instant loan app that helps you get access to quick personal loans without complicated paperwork. As a low-interest loan app, Olyv ensures transparent terms and fast loan approvals.
→ Instant loan online amounts up to INR 5,00,000*
→ 100% paperless and fully digital loan process
→ RBI-registered lenders for safe borrowing
→ Flexible repayment options (Minimum period for repayment – 2 months, Maximum period for repayment – 24 months)
→ Competitive interest rates starting from 1.5% per month
→ APR range: 30% to 90%
With our instant digital loan app, you can skip multiple branch visits and long waiting times. Instead, get instant personal loan approvals and experience a smooth online loan processing from anywhere.
📊 Track & Improve Your Credit Score
Your credit score plays a crucial role in getting quick loan approvals and low interest rates. Olyv credit score app allows you to easily check your credit score, track changes, and understand factors affecting your credit profile.
Use Olyv Plus & take your credit management to the next level!
📊 Credit reports – View your detailed credit history, repayment behaviour, and credit score trends.
✅ Fraud alerts – Get notified about suspicious activities that may impact your credit score.
💳 Loan overview – Monitor active personal loans, EMIs, and digital loans in one place.
💰 Smart Digital Gold Savings
Beyond being just an instant personal loan app, Olyv also helps you build savings through digital gold investments.
💲 Start investing with as little as ₹10
✅ Invest in 24K 99.9% pure digital gold
🔐 Secure storage in insured vaults
🔁 Buy or sell anytime at live market prices
📌 Example (Hypothetical Online Personal Loan Scenario):
→ Loan amount: ₹65,000
→ Processing fee (3% of loan amount, including 18% GST): ₹2,301
→ Total loan amount: ₹67,301
→ Interest: 3% per month
→ Tenure: 9 months
→ EMI: ₹8,349
→ Total amount to be paid: ₹75,132
→ Total interest paid: ₹7,831
→ Total cost of loan: ₹10,132
→ APR (Annual Percentage Rate): 28.58%
🏦 Trusted Lending Partners
Olyv works only with RBI-registered NBFCs and financial institutions to ensure a secure online loan application experience.
🌟 Why Choose Olyv For Your Personal Loan Needs?
→ Trusted by over 4 Crore users across India.
→ Secure and transparent online loan app.
→ Fast approvals for instant loans and personal loans.
→ Easy credit score tracking and insights.
→ Fully digital loan experience with minimal effort.
📞 Customer Support
Need help? Our support team is always here to assist you.
→ Phone: +91-9148 380504
→ Email: help@smartcoin.co.in
→ Address: SmartCoin Financials Pvt. Ltd.,
Indiqube Gamma, No.293/154/172,
2nd Floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru, Karnataka – 560103
*Terms & Conditions applicable.
Olyv brings instant digital loans, consistent credit score tracking, and digital savings — all in one trusted online personal loan app.✨