12月3日的FloatMe: Fast Cash Advance App应用程序分析

FloatMe is an Earned Wage Access app to help you borrow, manage, and save money. With no credit check, no interest, and no hidden fees, just repay when your paycheck lands on payday or when you can afford it. HOW TO GET CASH • Need an advance? To request a cash advance and become a member, simply connect your bank account. • No credit check or interest (0% APR). • No mandatory minimum repayment period. • No mandatory maximum repayment period. • Pay later with your next paycheck or when you can afford it. • First time approval up to $50. Existing members up to $100. Not all members will qualify and many will not qualify for the maximum amount right away. • Get financial help when you need quick cash between paychecks. BUDGETING Explore simple money tools like the cash flow calendar for a smart view of your paycheck budget and bills. Estimate your available balance based on recurring expenses and projected paydays, helping you stay on track and avoid overdraft fees. With low balance alerts, we'll let you know when your money is getting low, to help avoid those pesky overdraft fees. PERSONAL LOAN OFFERS Need to borrow $500 or more? Get instant personal loan offers from our lending partners. Compare personal loans, choose one that fits your current needs & get money fast. MARKETPLACE Discover easy ways to earn money, like online surveys and explore financial products from our partners. SECURE FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards. MEMBERSHIP * Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Subscription fee is auto-renewed after a 7-day trial period every month unless canceled. You can cancel anytime in-app or by contacting our support team at support@floatme.com Questions? You can contact us through our support portal at www.floatme.com/support ** Cash Advances: Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Not available in all states. Advances are NOT loans and have no minimum or maximum time for repayment. This is a non-recourse product, not a personal loan, and you will not be charged interest, late fees, or be subject to collections activities. FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Instant Float fees are not included in the monthly membership cost and are optional. Instant transfer fees vary from $1-$7. Example 1: If you accept a $50 Cash Advance to your external account via ACH, there is a $0 transfer fee and your total repayment amount will be $50. Example 2: If you accept a $50 Cash Advance to your external account using the optional instant delivery for a $5 delivery fee, then your total repayment amount will be $55. Cash Advances or "Floats" are not available to Connecticut, District of Columbia, and Nevada residents. FloatMe is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Rocket Money, Self, or Possible Finance Privacy Policy: https://www.floatme.com/privacy-policy Terms & Conditions: https://www.floatme.com/terms FloatMe, Corp 110 E Houston St. 7th Floor San Antonio, TX 78205