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highinterestsavings.ca

Last updated: March 13, 2026 This chart summarizes Canadian high interest savings account rates and is for informational purposes only. The rates are subject to change and there are more features to an account than its rate. Always be sure to check the specific banks' / financial brands' websites and do your research about a bank account! See also the GIC comparison chart. Please post any errors in the forum and they will be corrected ASAP. Click on a rate to see the rate history. Rates are listed when perceived on this site as being changed. Exact dates of change will vary. If a rate change was announced in advance, the chart will show the rate up to two weeks in advance. Filter by availability per province: >Quebec CU = Credit Union, insured by the relevant province's credit union deposit insurance rather than the CDIC Excl = Provincial exclusions 1 Bridgewater Bank has no online banking interface 2 Savings account interest rate is 2.75% if you have an eligible direct deposit 3 Terms and conditions apply 4 Savings account interest rate is 3.00% if you at least a $20,000 balance 5 Peoples Bank has the same parent company as Peoples Trust and offers the same interest rates 6 To qualify for up to a 2.25% interest rate, you must be a Wealthsimple Generation client or a Premium client earning a 0.5% interest rate boost with eligible direct deposits. General criteria for inclusion on the chart See also a list of savings account promotions » Recent changes November 28: Saven Financial increases its regular savings account interest and TFSA rate to 2.85% (from 2.50% and 2.60%) November 12: PC Financial decreases its regular savings account interest rate from 2.70% to 2.20% November 5: Saven Financial decreases its regular savings account interest rate from 2.65% to 2.50%; TFSA down from 2.75% to 2.60% November 5: WealthONE decreases its regular savings account an