Análisis de la app UniCredit mBanking para 3 de diciembre

A convenient solution for our future and existing client! As our future client, open an account or apply for a personal loan through our application without visiting a branch! You can do this any day of the week, 0-24 hours, if you have an NFC-compatible phone and eID card or ePassport (this applies to documents issued after January 1, 2016). As our existing client you can activate the mBanking mobile application service and the mToken service without a branch visit, in case you have valid internetbank service (UniCredit eBanking) credentials. With devices enabling biometric identification, you can easily log into the services, or sign your transactions with biometrics. You can make it easier to approve online card purchases with push notifications. What functions are available through the UniCredit mBanking mobile application? The most important mBanking functions: • Immediate blocking • Transaction to new beneficiary or using a template • Request to pay creation, reception and management (with push messages) • Qvik instant payment solutions (QR-code, NFC and deeplink) • Transfer between own accounts, even with currency conversion • Checking the status of account balances, loans and savings • Register, modify and delete secondary IDs • Bank account opening with or without a debit card • Apply for a cash loan product • Activation of bank cards • Card+ Discount program • Temporary suspension and unsuspension of debit card • Bank card limit modification • ATM cash withdrawal even if you don't have activated bank card up to 150.000 HUF (mCash) • View PIN of bank cards • Card registration to Apple Pay • Managing standing orders (new and existing) • Creating, deleting, editing direct debit forms • SEPA transactions • Scan & Pay • Term deposit • Investment modul • Credit card repayment • Categorization and analysis of spendings and incomes • Monthly eStatements • Push notifications about outgoing and incoming transactions mToken functions: • Two-factor authentication for generating login and transaction authorizing codes for UniCredit eBanking login and transaction signing Other functions: • Exchange rates • ATM & Branch finder