Análisis de la app Tembo - Savings and mortgages para 14 de enero

Tembo - the award-winning money saving app designed to help you hit your goals, faster. As seen in The Guardian, Sky News, BBC & more. Why Tembo? Award-winning savings app trusted by thousands. Competitive interest rates for all, helping you save for your first home, your next milestone or just a rainy day - faster. Save your way with an app built with you in mind. Top up or pay in monthly, track your progress, plus expert tips! Expert mortgage advice - fee-free through our award-winning mortgage service. Safe and secure. Your savings are FSCS-protected (Financial Services Compensation Scheme) up to £200,000. — Choose from our range of ISA savings accounts: NEW! HomeSaver Easy Access Cash ISA 1-Year Fixed Rate ISA Cash Lifetime ISA Stocks & Shares Lifetime ISA HOMESAVER Earn a market-leading 5.24% AER (variable) savings rate on your cash, unlocked when you use our award-winning mortgage service. If you're saving for your first home, your next move, a buy-to-let or a remortgage, this account is for you. FIXED RATE CASH ISA Lock your savings away for 12 months with our Fixed Rate Cash ISA and earn 4.07% AER (fixed). Add more funds later on to lock in for 12 months from the date they are added, at the rate available at the time. Save up to £20,000 per tax year EASY ACCESS CASH ISA Save up to £20,000 per tax year Earn 2.7x interest vs saving with the Big 4 banks - that’s over £400 more in interest! Withdraw funds whenever you need. No fees, no penalties. Simple terms with no nasty surprises. Your rate won’t drop when you make multiple withdrawals or when your balance falls too low (unlike other providers) MARKET-LEADING CASH LIFETIME ISA Boost your house deposit with a 25% government bonus of up to £1,000 per tax year. Earn the market-leading 3.8% AER (variable) interest rate on your savings. No gimmicks and no introductory rates. Earn £500 more in interest over 5 years vs closest competitor See how much interest you’re earning daily The ultimate mortgage package: Fee-free mortgage advice for Tembo customers from UK’s Best Mortgage Broker Your own dedicated mortgage team, on hand from the first call to getting your keys. Free property reports to help you house hunt & offer with confidence Access to our panel of tried & tested conveyancers, surveyors & more Tools to get you mortgage ready: Compare rates, get a free Mortgage in Principle & more Rates accurate Jan 2026, subject to change. Your home may be repossessed if you do not keep up with your mortgage payments. Tembo HomeSaver: Save up to £20,000 & earn 5.24% AER (Variable): 3.74% AER (Variable tracker) plus a conditional 1.5% gross (Fixed) 1-year bonus for getting mortgage advice from Tembo within 3 years. Tembo Cash ISA: Based on saving £100 monthly for 5 years. Calculations show at month 61. Tembo customers saving at 3.8% would have £448.69 more vs saving with Barclays, HSBC, NatWest or Lloyds. Tembo Fixed Rate ISA: Early withdrawals will incur a charge equivalent to 90 days’ interest on the amount withdrawn. Partial withdrawals from a Tembo Fixed Rate ISA are restricted. Tembo LISA: 25% bonus & tax-free benefits of these accounts depend on government policy & tax rules, which can change at any time. Ineligible withdrawals may return less than paid in. Market-leading defined as having the best LISA rate, excluding intro offer periods. Tembo Stocks & Shares LISA: Capital at risk. Past performance is not a guide to future returns. You could get back less than you put in. Tembo, Tembo HomeSaver, Tembo Cash ISA, Tembo Fixed Rate ISA, Tembo Lifetime ISA, Tembo LISA are trading names of Tembo Savings Limited, which is authorised & regulated by the Financial Conduct Authority (FRN: 928010) and registered as an account information services provider (FRN: 913654). We are a private limited company registered at 18 Crucifix Lane, London, SE1 3JW, with registration number 12008146.