Análisis de la app PhonePe Business: Merchant App para 4 de febrero

The PhonePe Business App is your gateway to a digital payments acceptance network spanning 3.8 Crore merchants! You can set up your business account & accept payments, track transactions, receive settlements, apply for a loan & much more. Once your account is activated, you can instantly download the payment QR sticker & start accepting digital payments at your store. You can also order free QR stickers & have them delivered to your store, across India. Key Benefits of PhonePe Business App Easy payment acceptance: Use the PhonePe QR to accept payments from all BHIM UPI apps. The PhonePe QR also supports other payment modes like Credit & Debit Card & Wallets. Get instant help: Resolve queries using our user-friendly Chat Bot in the Help section. You can also reach out to our helpdesk on the PhonePe Business app. Direct settlement into your bank account: Money is transferred safely & directly into your bank account instantly or next morning. You can also use our ‘SettleNow’ feature to receive money in your bank account any time during the day. Real-time transactions & payments tracking: Check your transactions & settlements easily in the History section on the PhonePe Business app. Get Instant Loan for Merchants: The PhonePe Business app provides online loans to MSMEs. Get a loan on PhonePe & move a step closer to growing your business. Merchant Loan Highlights: - Attractive interest rates with up to 30 months tenure - Instant digital loan with 0 paperwork - Online loans from INR 50,000 to INR 5,00,000 - Easy repayment option with EDI - Easy Daily Installments - EDIs deducted from daily transactions collected via customer payments on PhonePe - 100% trustworthy loans, offered by RBI-regulated PhonePe lending partners authorized to offer credit products - Multiple lenders & option to select the best offering at competitive interest rates - Low processing fees & no other hidden charges - Daily updates about your Loan on the PhonePe Business app - Option to foreclose Loan any time Online Loan Eligibility: The eligibility criteria for business loans for merchants are: Accept payments on PhonePe QR for more than INR 15,000 per month Be an active merchant, accepting payments on PhonePe QR for 3 months or more *Merchant loans are offered at the discretion of our lending partners & the criteria above may change on a case-by-case basis Documents required: Details to be shared are as follows: - Date of Birth - PAN - Aadhaar Number *Business or Bank account details are NOT needed for loans up to INR 5 lakhs; may change as per our lender policies. Steps to avail: - Choose loan value & interest rate - Enter details such as Date of Birth, PAN, & Aadhaar Number - Click a selfie, & complete KYC digitally - Set-up Auto-pay on your account More about the loan offerings: - Min. Tenure: 3 months - Max. Tenure: 30 months - Max. rate of interest charged: 30% flat p.a. Example: For total cost of the Loan, including the principal amount & all applicable fees: - Principal loan amount: Rs. 15,000 - Flat Interest Rate: 18% p.a. - Processing Fees: 2% - Tenure: 3 months Then, - Total interest amount payable: Rs. 675 - Total processing fee amount payable: Rs. 300 - Total cost to the user: Rs. 15,975 Our RBI registered NBFCs partners - Innofin Solutions Pvt Ltd - Aditya Birla Finance Limited - PayU Finance India Private Limited Upgrade customer payment experience at your store with PhonePe’s payment devices. PhonePe POS Device: Place an order for your POS Device on the app & accept payments via UPI, Debit & Credit Card, Wallet, & other modes. Pay nominal monthly rental & enjoy industry-leading MDR rates. Learn about charges on the App. PhonePe Smart Speaker: Order a SmartSpeaker on the app, install it at your store & get instant payment notifications in select regional languages. Surprise customers with payment alerts in the voice of celebrities.