Análisis de la app Oportun: Finances made simple para 2 de diciembre

Best savings app in 2024, as rated by Forbes Advisor and Bankrate. Save it or borrow it—money’s simpler with us. Download our finance app to start saving and managing your money today. Never money alone. LET’S PUT YOUR SAVINGS ON AUTOPILOT Reach your savings goals big or small. Set & SaveTM is tailored to you—your spending habits, your income, and your schedule. When it makes sense, we’ll automatically move money into your savings to meet goals that you set. Little by little and day by day, it adds up faster than you think. Our members save over $1,800 per year on average*. > Set your goals We’ve helped people save over $10.4 billion toward 15 million goals, from concert tickets to a well-earned vacation and even a first home. Tell us your goals and we’ll move your money into savings toward each one. Or, get started with a rainy day fund for the what-ifs in life. > Save at your pace We’ll learn the right times to save money, and we aim to do it in a way you won’t notice. We look at when your bills are due, when you get paid, and other ins and outs of your bank account. You can also set guardrails on the frequency and maximum amounts of money we can set aside. Let’s make your savings personalized. > Your money, your rules You can pause saves with the push of a button. Move your money back into your bank account whenever you want it. Save a lot or a little. You’ll set limits and give us guidance on how to save for you. It’s your money and you’re the boss. > How it works 1. Get set up in minutes: Link your bank account to our savings app and set your savings goals 2. We’ll get to know you: We learn your spending and income to find smart times you can afford to save 3. Effortlessly save toward your goals: We’ll automatically move money from your connected bank account and into the savings app >Take the 30 day challenge See how much you can save with a 30 day free trial of our money saving app. After that, enjoy effortless savings for just $5/month. Cancel your subscription anytime. LOAN MEMBERS, WE’RE HERE FOR YOU Are you an Oportun member with a personal loan? Let’s manage it in the app. Check your balance, make payments, set up autopay, and check the status of your loan at any time. The Oportun app is free for members to use for the purpose of monitoring and paying their loan. Looking to apply for a loan? Please visit Oportun.com or call (866) 488-6090 for money borrowing. TRUSTED AND SECURE - Your savings funds are FDIC insured.** - Oportun is certified by the US Treasury Department as a CDFI - Oportun has an A+ rating by the Better Business Bureau (BBB) Formerly known as Digit, our finance app helps you save without thinking about it, budget smarter, and managing your loan simpler. - - - - - - - Oportun offers personal loans in certain states through its partner Pathward ®, N.A., and they are subject to credit approval. Standard data charges may apply when downloading the app. * Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending. **Oportun is a financial technology company, not an FDIC-insured bank. However, Oportun holds your deposits in accounts established by Oportun at Wells Fargo Bank, N.A., JPMorgan Chase Bank, N.A., and/or Citibank, N.A., Members FDIC (collectively, the "Depository Institutions"). Those deposits are eligible for FDIC-insurance on a pass-through basis up to $250,000 in the aggregate with any other deposits you hold at a given Depository Institution. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Deposit insurance only covers the failure of a Depository Institution. Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law. See Oportun’s privacy policy at Oportun.com/privacy.