Analyse de l'application Cash Converters My Loans pour le 14 janvier

Cash Converters My Loans is a fast and secure way for you to manage your existing Cashies Loan, Personal Loans, Pawnbroking Loans or Buybacks all in the same place. With My Loans, you can check your due dates, see your loan amounts, make payments and more anytime, anywhere 24/7. For Personal Loans you can: • View your loans • View upcoming payments • View your repayment schedule • View your transaction history • View loan payout figures • Apply for a loan • Check the status of a loan application • Pay your upcoming repayment, make an additional payment, or payout your loan • Check your personal details For your Cashies Loan you can as well: • Apply for a redraw • Apply for a credit limit increase For Pawnbroking Loans and Buybacks^ you can: • View your loans • View upcoming due dates • Make interest payments* • Check your personal details For any assistance or technical support please send us an email with your details to feedback@cashconverters.com *Participating stores only ^Buybacks only applicable in Tasmania Fee Disclosure Our Cashies Loan does not have an establishment fee or any monthly fees. Interest is charged at a fixed rate of 48% per annum on the total outstanding balance. The maximum repayment term for each drawing against the loan is 36 months. For example, a Cashies Loan of $4,000 repaid monthly over 3 years would require total repayments of $7,616 ($4,000 principal and $3,616 interest). This example has been calculated on a specified credit limit with the assumption that the loan has been drawn to the maximum amount of credit at the start of the loan and all repayments have been made on time. The calculation shown does not account for potential additional fees and charges, such as default or enforcement charges, which may be incurred. Our Medium Personal Loans incur a $400 establishment fee and interest at 48% per annum. For example, a medium loan of $3,000 repaid by monthly payments over 1 year would equate to a total amount payable of $4,348 (including a $400 establishment fee). The minimum loan term is 4 months and a maximum of 24 months. A dishonour fee of $33 is payable if a repayment is not made by the due date or a direct debit is declined. Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be repaid early with no penalty and interest will only be charged on the outstanding balance of the loan. Early repayment will reduce the total interest payable on the loan. The Annual Percentage Rate (APR) on our Cashies Loan and our Medium Personal Loan is 48%. These calculations do not account for potential additional fees and charges, such as default charges, which may be incurred. All loans are subject to lending criteria and suitability assessment.