Gerald: Instant Cash Advance vs Albert: Budgeting and Banking Utilisation & Stats

Experience the power of smart shopping and instant financial flexibility. Use your approved advance to buy household essentials and everyday items from Gerald’s Cornerstore. With no credit checks, interest, or hidden fees—and the added benefit of a Free Cash Advance transfer—Gerald makes it easy to get what you need, exactly when you need it. POPULAR FEATURES: Buy Now, Pay Later (BNPL) with Advance - Running low on cash? Use our Buy Now, Pay Later feature to shop a wide range of products from Gerald’s Cornerstore, whether it's everyday essentials, personal items, or even a mobile phone plan. A better alternative to traditional Buy Now Pay Later apps, it allows you to make important purchases without the burden of upfront costs. Instant FREE Cash Advance Transfer -Access a quick cash advance that you can transfer directly to your bank account, ideal for added flexibility and financial peace of mind. Get help when you need it—without interest rates, fees, credit checks, or subscriptions. *CASH ADVANCE TRANSFER IS ONLY AVAILABLE TO CUSTOMERS WHO PURCHASE ITEMS USING A PORTION OF THEIR ADVANCE FROM GERALD’S CORNERSTORE AND MEET THE REQUIRED MINIMUM ADVANCE SPEND THRESHOLD. INSTANT TRANSFER IS ONLY SUPPORTED FOR ELIGIBLE BANKS. Store Rewards - Earn rewards to spend on Gerald's e-store, Cornerstore! Pay your advance on time and get a percentage back as a reward for future purchases. Best of all, store rewards don’t need to be paid back! Play To Earn - Turn free time into reward time! Play fun games, Collect points, and redeem them for Gerald’s Store Rewards to fund a future purchase. WHY CHOOSE GERALD? Gerald is on a mission to empower individuals and families by providing easy access to recurring and essential household products at affordable prices. Join us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today. LEGAL DISCLOSURE Gerald does not offer loans. Gerald is NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned. Gerald's advance service comes with no minimum or maximum repayment time frame requirements. (*) Get advances from $40 to $200 with no mandatory minimum or maximum repayment period, and absolutely no interest or APR (0% APR). For more information please see Gerald's terms and use: https://joingerald.com/legal/terms-of-use. EXAMPLE SCENARIO If you are approved for a $100 advance, you’ll be required to use a specific portion of that advance on our e-store (i.e. Cornerstore) or on a mobile plan. Once this threshold has been met, you can then transfer the remaining balance of the advance to your bank account with no fees attached. For example, if you’re provided with a $100 advance, you may need to allocate at least $50 of this advance towards purchases on Cornerstore or towards a mobile plan through Cranberry Mobile. After meeting this requirement, the remaining $50 can be transferred to your bank account hassle-free and with no fees. In this case, your repayment amount will be $100. (*) Not all users will qualify. Subject to approval policies. PRIVACY: https://joingerald.com/legal/privacy TERMS OF SERVICE: https://joingerald.com/legal/terms-of-use Gerald is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Experian Credit Check, Credit One, Credit Strong, Intuit Credit Karma, Albert, Earnin, Dave Bank, Brigit, Chime, Klover, loan apps, Money Lion, FloatMe Cash Advances, Empower, money apps, Cash Advance, Vola, Grid Money, Venmo, Beem, Line Credit, Rocket Money, Possible Finance, CashNetUSA, Rain Cash Advance, Branch paycheck loans, or Cleo payday credit loans app. Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.