Drafty | Personal Credit vs Kroo Bank - Mobile Banking Utilisation & Stats

INTUITIVE SPENDING One home for your money. Spend. Track. Settle up with friends. You’ll also get real-time spending insights. These break down and categorise your transactions. Lovely. NO MONTHLY FEES Our current account is free to open with no monthly fees. And you can apply to access an overdraft (subject to status), currently by invitation only. ZERO FEES OVERSEAS Spend using your Kroo debit card at home and abroad, where Visa is accepted, with zero fees. We won’t charge you for using ATMs overseas. Just bear in mind that many ATM providers may charge a separate fee for using their ATM. PEACE OF MIND FSCS deposit protection up to £120,000 per customer Face ID. Android Fingerprint Multi-factor authentication UK-based customer support Freeze and unfreeze your card. INTEREST FOR YOU With a Kroo current account, you’ll earn interest at 1.10% below the Bank of England base rate on your current account balance up to £500,000. And it’s paid into your account monthly. AER means annual equivalent rate. It shows you the yearly rate if we paid interest on top of interest. Gross interest is the contractual rate of interest. KROO FLEXIBLE CASH ISA The fully flexible cash ISA. Top-up or withdraw whenever you need, with no penalties, and without affecting your £20,000 allowance. Start saving tax-free today. Our customer privacy policy can be viewed here: https://www.kroo.com/customer-privacy-notice OUR MISSION Our goal is to be trusted and loved by our customers because we have their backs. We are a fully licensed UK bank, authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. Our Firm Registration number is 953772. Head to kroo.com to find out more. Current account applications and account management are via the app only.