Analyse de l'application Bajaj Finserv: Loans, UPI & FD pour le 2 décembre

The Bajaj Finserv UPI & Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a variety of loans including personal loan, home loan, gold loan, business loan, etc. You can shop offline from 1 million+ products on Easy EMIs, invest in Fixed deposit, get insurance & do much more. You can also easily pay electricity bills, helps with mobile recharge, DTH service & transfer money using BHIM UPI. Instant Personal Loan App ● Get instant personal loan up to ₹55 Lakh with this loan app. ● Get quick funding with a gold loan by pledging your gold ● Doctors & Chartered Accountants can get funding via professional loan. ● Self-employed individuals can get affordable business loans with Easy EMI options. Highlights of Personal Loan ✔️ Loan Amount: ₹40,000 to ₹55 Lakh ✔️ Repayment Tenure: 12 to 96 months ✔️ Rate of Interest: 10% to 31% p.a. ✔️ Processing Fees: Up to 3.93% (inclusive of applicable taxes) of the loan amount Example: For an instant loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340. Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product. More Loans with the Same Ease ● Home Loan: Make your dream home a reality with home loan at competitive rates and flexible repayment options. ● Gold Loan: Use your gold as security to get a gold loan for any urgent needs ● Business Loan: Designed for business owners, easily meets all expenses related to growth, operations, or expansion using Business loan. ● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process. Shop on Easy EMIs ● Shop from 1 million+ products at 1.5 lakh+ stores across India with Easy EMI options. ● Shop LED TV, Washing Machine, Furniture, Electronic appliances and Smartphone on Easy EMI from Bajaj Finserv UPI & Loan App. Recharge & Bill Payments in One Place ● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv UPI & Loan App. ● Helps with mobile recharge, DTH & FASTag from leading providers. Payments Simplified with BHIM UPI App ● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills using Bajaj UPI App & authorize your UPI payments by entering the UPI PIN. ● Add money to your Bajaj Pay Wallet & recharge mobile or make bill payments in seconds. Invest with Ease in Fixed Deposits ● Get high ROI on fresh FDs and renewal of existing FDs. ● You can start investing in Fixed deposit online for just ₹15,000 and get a loan against it. Mutual Funds for Everyone ● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App. ● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum. ● Make the most of your investment by paying 0% distributor commission. Insurance for Every Need ● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more. ● Getting insurance is even easier with digital process. One App for All Needs ● Fulfill your shopping and travel needs on one platform with 100+ brand partners. ● From instant loan availability to UPI convenience, recharge, and bill payments, your daily tasks become effortless. Features ● Find all your financial transactions in one place ● Calculate your EMIs for your preferred Easy EMI tenure using the EMI Calculator ● Check your CIBIL score and get the credit health report online ● Download your loan account statements for gold loan, personal loan, etc ● Get quick assistance & timely resolution for your queries Contact Us: Bajaj Finserv- Off Pune-Ahmednagar Road, Viman nagar, Pune-411014