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- FlexSalary Instant Loan App
FlexSalary Instant Loan App app analytics for September 14
FlexSalary Instant Loan App
- VIVIFI INDIA FINANCE PRIVATE LIMITED
- Apple App Store
- Paid
- Finance
Get a personal loan up to Rs.3,00,000 - apply online and get approved fast.
FlexSalary is an instant personal loan app and quick loan solution for salaried and self-employed individuals across India. No branch visit required. Apply for an online instant loan - the entire process is 100% digital and paperless.
HOW TO GET INSTANT LOAN APPROVAL IN 3 STEPS
1. Download the FlexSalary instant loan app and register with your mobile number
2. Complete a quick loan eligibility check and submit your documents online
3. Get instant loan approval and transfer funds directly to your bank account
PERSONAL LOAN FEATURES
• No Collateral Required: Apply for a quick personal loan without any security deposit or guarantor
• Online Loan Application: Complete your instant personal loan application without any physical documents - upload everything through the app
• Fast Personal Loan Decision: Apply for a fast personal loan and get a quick decision without long waiting periods
• Zero Prepayment Charges: Repay your personal loan early at any time with no additional penalty
• Secure & Paperless: Your documents and personal data are handled through a fully encrypted and secure digital platform
• Transparent Charges: All fees are clearly disclosed before you accept the loan - no hidden surprises
LOAN PURPOSE
A FlexSalary instant loan online can help with:
• Medical emergencies and healthcare expenses
• Upskilling and professional development costs
• Major purchases and home-related expenses
• Urgent travel expenses
• Other urgent personal or family financial needs
ELIGIBILITY
To apply for an online instant personal loan with FlexSalary, you must be:
• An Indian citizen
• 21 years of age or above
• Earning a monthly income of Rs.8,000 or above
Salaried and self-employed individuals are eligible. Applicants with varied income profiles may also be considered for a quick personal loan.
DOCUMENTS REQUIRED
• Identity Proof: Aadhaar, Driving Licence, Passport or Voter ID
• PAN Card
• Address Proof: Driving Licence, Aadhaar, Utility Bills, Passport, or Voter ID
• Income Proof: Last 3 months' Payslips & Bank Statements
TRUST & SECURITY
• FlexSalary personal loans are offered by Vivifi India Finance Pvt. Ltd. (N-09.00447), an RBI-registered NBFC
• Your data is securely processed and used only for loan verification and servicing purposes in accordance with applicable privacy policies.
• All personal and financial information is protected with end-to-end encryption
• A member of FACE and UFF - committed to responsible and ethical lending practices
FEES & CHARGES
Loan Amount: Up to Rs. 3,00,000
One-time Processing Fee: Up to 5% + GST (charged at first withdrawal)
Loan Tenure: 10 to 36 months
APR: 20% to 70%
Late Fee: Up to Rs. 150 per instance
Auto-Debit Failure Charges: Up to Rs. 60 per instance
Prepayment Charges: Rs. 0
LOAN EXAMPLE
Loan Amount Approved: Rs. 2,00,000
Processing Fee: Rs. 11,800
Annual Rate: 34%
Tenure: 9 months
EMI: Rs. 25,425.75
Total Interest: Rs. 29,039.71
Total Repayment Amount: Rs. 2,28,831.75
APR: 50.25%
FlexSalary offers online instant loan services across all states in India. Apply for a quick loan online through the app or visit www.flexsalary.com
CONTACT US
Email: support@flexsalary.com
Phone: +91-40-4617-5151
Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana - 500008
*The APR shown in the above example is based on an indicative payment schedule shared as part of the loan agreement. Applicants can repay the full outstanding balance at any time without any prepayment charges.
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