Erste vs IKO – PKO Bank Polski Usage & Stats

In the Erste app you’ll find everything you need for everyday banking: your account balance, transfers (including instant transfers and standing orders), your products, BLIK, Erste Open, the Erste Exchange, contactless payments, and the bank’s full offer. Make the app your own. Tell us how we should address you and choose your wallpaper. Stay private in public places. Tap the eye icon on the home screen to switch on Discreet Mode perfect for moments when you’re, for example, on a tram and don’t want others to see your balance. Keep track of what’s happening on your account and card thanks to Alerts24 and quick balance preview. Financial Coach gives you a clear chart of your spending and income, and in Subscriptions you can see how much you pay monthly across your services. Price advisor shows you how close you are to paying 0 PLN for the Smart Account and your monthly card fee. In the app you can also check your card details, pay for parking or motorway tolls, buy public transport tickets, and top up games, movies, music or office apps. You’ll also find information about your insurance, including policy numbers and coverage periods. For even greater security, when activating the app we’ll ask you to enable mobile authorisation. You’ll confirm operations in the app and online banking with a 4 digit PIN, fingerprint or face recognition. You log in to the app with one single login. On the login screen we show services linked to that account (e.g. quick preview, BLIK, tickets, parking), which is why multiple people cannot use the same app. If you need to use another login, you can do so in your mobile browser by logging in to online banking. If you have a sole proprietorship and use Mini Firma online banking, you can use BLIK in the app: withdraw cash from BLIK enabled ATMs, make phone transfers and pay in stores without a card or cash. The Erste app was previously called Santander mobile. More information about the app: https://www.erste.pl/aplikacja