Ethos Cash app analytics for September 10

"Ethos Cash is designed to help eligible borrowers in the Philippines handle personal loan applications and related information from their mobile devices. The app provides a single place to submit requested details, examine loan offers, follow application progress, review payment obligations, and maintain loan records. The process begins when an applicant completes the information requested by Ethos Cash. Applications are reviewed using the information provided, verification results, eligibility requirements, and other applicable assessment criteria. Where an applicant qualifies for an offer, the corresponding loan amount and repayment conditions will be shown in the app for review before acceptance. Available Account Functions *Application Submission Enter the requested personal and supporting information and send the application for review. *Offer Review Examine the approved principal, term, interest, charges, scheduled due date, and total repayment amount. *Progress Monitoring View updates relating to an application, including its current review or decision status. *Repayment Records Check payment dates, amounts due, and previous loan information within the account. *Profile Maintenance Review or update account details when changes are required. Loan Information *Amount You Can Borrow: ₱5,000 - ₱200,000 *Loan Period: Choose from 91 days to 360 days *Annual Percentage Rate: 8% to 25% *Maximum APR: 36% or below, including applicable interest and fees *Service Charge: with a 2% charge, ₱100 - ₱4,000 *Payment Arrangement: As specified in the applicable loan offer *Fees and Charges: Shown before the loan is confirmed Loan conditions are determined individually. The final principal, term, interest rate, service charges, repayment date, and total amount due depend on the approved offer made available after assessment. Illustrative Repayment Example For illustration, a ₱8,000 loan over 180 days, paid in three installments at an annual interest rate of 20.72%, would result in: *Service Fee: ₱8,000 x 2% = ₱160 *Installment Per Payment: ₱8,000 x 20.72% / 365 x 60 + ₱8,000 / 180 x 60 = ₱2,939 *Interest for Each Payment: ₱8,000 x 20.72% / 365 x 60 = ₱272 *Total Interest Over Loan Term: ₱8,000 x 20.72% / 365 x 180 = ₱817 *Total Repayment Due: ₱8,000 + ₱817 = ₱8,817 *Amount Released to You: ₱7,840 This example does not represent a guaranteed offer. The actual repayment obligation is based on the terms displayed in Ethos Cash before confirmation. Basic Applicant Conditions *Be 18 years of age or older *Be a resident of the Philippines *Have an active mobile number *Provide a valid government-issued ID *Have a receiving account under their own name *Submit accurate and complete information These conditions do not guarantee approval. Each application is subject to the required verification, assessment, and approval procedures. Before You Accept Review the complete offer carefully, including the amount borrowed, interest, service fees, payment schedule, due date, and total repayment obligation. Select a loan amount that is appropriate for your financial circumstances and repayment capacity. Late repayment may result in applicable additional charges and may affect future access to loan services. Payments should be made according to the schedule shown in the app. Privacy Ethos Cash processes personal information in accordance with its Privacy Policy. Data may be used for identity verification, application review, risk assessment, loan servicing, repayment administration, account management, customer support, and other purposes described in the Privacy Policy. For questions or assistance, reach us at contactus@ethosinnovationsph.com."