Money Manager is the offline expense tracker and budget planner that never asks you to create an account. No sign-up, no bank connection, no cloud sync - every number you enter stays in a database on your own phone.
Free. No ads, no paywall, nothing locked behind an upgrade.
━━━ WHY THIS BUDGET APP ━━━
• Works fully offline - on a plane, in a basement, with the network off
• Private by design: your money never leaves the device
• Nothing to sign up for. No email, no password, no profile
• 16 languages and 29 currencies
• Fast enough to log an expense before you put your phone away
━━━ TRACK INCOME AND EXPENSES ━━━
• Log income, expenses and transfers in seconds
• Build your own categories from a catalogue of 247 icons
• Add a note to any entry so you remember what it was for
• Search and filter by text, type, category, payment method, date or amount
• A running balance you can trust, updated as you type
• Quick filter presets for today, this week and this month
━━━ BUDGET PLANNER ━━━
• Set a monthly budget for each category
• See exactly what is left, or how far over you have gone
• Budget pacing tells you if you are spending too fast this month
• Roll an unspent budget forward into the next month
• Get an alert before a category runs dry
━━━ MULTIPLE ACCOUNTS AND CURRENCIES ━━━
• Bank, cash, credit card, wallet and savings accounts side by side
• Transfer between accounts and watch both balances update
• Live exchange rates, so a trip abroad still adds up correctly
• Rates are cached on device, so conversion keeps working offline
━━━ SAVINGS GOALS AND DEBTS ━━━
• Set a savings goal and pay real deposits into it
• Every deposit posts against a real account, so nothing is double counted
• Track what you owe and what you are owed
• Record repayments and watch the balance shrink
━━━ RECURRING, DOWN TO THE DAY YOU WANT ━━━
• Automate salary, rent and regular bills
• Daily, weekly, monthly and yearly schedules
• Or build a custom schedule: chosen weekdays, specific dates of the month, or a repeating interval
• Set it once and the entry appears on its own
━━━ REPORTS, CHARTS AND CALENDAR ━━━
• Pie, bar and line charts by category and over time
• Monthly reports that show where the money actually went
• A calendar view - tap any day to see what you spent
• Filter any report by day, week, month, quarter or year
━━━ RECEIPTS AND DOCUMENTS ━━━
• Attach up to 5 files to a single transaction
• Photos and PDFs both work - a receipt, a warranty, an invoice
• Open a PDF inside the app, without leaving your ledger
━━━ WHO USES MONEY MANAGER ━━━
• Anyone who wants a daily expense tracker without handing over bank details
• Students and families keeping a simple cash book or spending tracker
• Freelancers keeping business spending apart from personal
• Travellers logging costs in more than one currency
• Anyone who opened a budgeting app, was asked to log in, and closed it again
━━━ LOCKED AND PRIVATE ━━━
• Lock the app with Touch ID or a fingerprint
• A PIN as your fallback, stored only as a hash
• Auto-lock when you put the app away
━━━ BACKUP AND EXPORT ━━━
• Back up everything to a file you keep
• Restore onto a new phone in one step
• Export a monthly report as PDF, or your entries as Excel
• Your data is yours, in a format you can open elsewhere
━━━ BUILT FOR EVERYWHERE ━━━
• 16 languages: English, Spanish, Portuguese, French, German, Russian, Arabic, Hindi, Nepali, Chinese, Japanese, Korean, Vietnamese, Indonesian, Khmer and Turkish
• 29 currencies with the right symbol and number format
• Date formats that match how you write them at home
Most budget apps want your bank login. This money manager never asks. Track spending, plan a budget, clear a debt and hit a savings goal on a phone that keeps it all to itself.
Download Money Manager and start tracking in the next minute. No account needed.