- Home
- Free App Analytics
- MaxRewards Credit Card Rewards
- MaxRewards Credit Card Rewards Vs. 3Nickels: Invest, Budget, Save
MaxRewards Credit Card Rewards vs 3Nickels: Invest, Budget, Save Usage & Stats
MaxRewards connects to your credit card accounts and automatically activates merchant offers, benefits, and bonus categories. Join over 900,000 members earning more rewards from every purchase.
— The Wall Street Journal: Featured as a top app for managing credit card perks and benefits.
— Forbes: "For your credit card rewards, they have built an impressively useful app that is hard to beat."
EARN $650+/YEAR FROM AUTO-ACTIVATED OFFERS
MaxRewards automatically activates merchant offers from Amex, Chase, Capital One, Bank of America, Citi, Wells Fargo, USAA, and US Bank. No more logging into multiple portals and manually clicking through offers. MaxRewards Gold members earn $662 from merchant offers, on average, in their first year.
ACTUALLY USE THE BENEFITS YOU'RE ALREADY PAYING FOR
Premium cards come with hundreds to thousands in monthly, quarterly, and annual credits for Uber, dining, streaming, and travel. MaxRewards activates your benefits, sends timely reminders to use them, and automatically tracks your usage.
EARN MORE FROM EVERY PURCHASE
MaxRewards automatically activates bonus categories, shows you the best card for every purchase, and even considers your point valuations in Best Card recommendations. Ditch manual tracking and earn more rewards effortlessly.
KNOW IF EVERY CARD IS PULLING ITS WEIGHT
MaxRewards shows you the net value of every card: rewards earned, offers redeemed, and benefits used, minus annual fees and interest. Don't just guess if your annual fee card is worth it — know for sure.
TRACK WELCOME AND RETENTION BONUSES
MaxRewards tracks every welcome and retention bonus across all your cards. Don't lose a $1,000+ bonus because you forgot the spend deadline.
DISCOVER NEW CARDS FOR YOUR SPEND
MaxRewards analyzes how you actually spend and recommends the cards that would maximize your rewards. Match your wallet to your real spending patterns instead of guessing.
TRACK REWARDS, BALANCES, AND BILLS
MaxRewards shows your actual points and miles balance, card balance, credit limit, and utilization across all of your credit card accounts. Stay on top of your cards with bill and autopay tracking.
GET SPEND & REWARDS INSIGHTS FOR EVERY CATEGORY
MaxRewards categorizes every transaction across every card and shows exactly where your money goes — and how much you earn in rewards from each category.
AUTOMATE BUSINESS EXPENSE REPORTING
Separate work and personal spending, scan receipts with OCR, and export categorized expenses for tax season.
SECURE & PRIVATE
Bank-level encryption protects your information. Decryption tokens are split across two cloud providers. We never access credit card numbers or Social Security numbers. We never sell your data.
FREQUENTLY ASKED QUESTIONS
Is MaxRewards free?
Yes. MaxRewards is free to download and use. MaxRewards Gold is an optional subscription that unlocks our most powerful automation features. MaxRewards Platinum unlocks additional features for expense management, business spend insights, and receipt capture and matching.
Which credit card issuers does MaxRewards support?
Amex, Chase, Capital One, Citi, Bank of America, Wells Fargo, Discover, Barclays, US Bank, Synchrony, and 20+ other issuers.
How does auto-activation work?
MaxRewards securely connects to your card account and activates targeted offers every time you sync. No manual clicking or browser extensions required.
Download MaxRewards now and start maximizing rewards on every credit card.
- Google Play Store
- Free
- Finance
Store Rank
- -
3Nickels is more than just a Robo-Advisor. It’s The Financial Advisor In Your Pocket(sm). Try out the full app for 32 days, no credit card required! Get access to robust, holistic financial advice for your entire household and learn how to start paying down debt and building wealth.
RETIREMENT
Make plans today for the lifestyle you want tomorrow. You’re never too young to start planning for your future.
DEBT
Take control of your debt. Gain insight into your total debt and form a plan to eliminate your debt your way.
GOALS
Make a plan to save for your goals so that you can achieve your dreams. Keep track of your progress towards these goals and see how you can pay less in taxes.
BUDGET
Look at your finances holistically and see how much you’re saving, spending and giving. Set up an automatic bill pay plan and pay bills without the stress.
CREDIT CARD
Shop your credit card options and browse credit card gotcha’s so that you can make an informed purchasing decision and easily manage your credit.
LOANS
Manage your existing debt or find the right loan for your needs, we can help you figure out what is best for you.
COLLEGE
Get help and advice on efficiently saving for college - yours or someone else’s. Look at college savings plans such as a UGMA, UTMA, or 529.
HOUSE
Take the stress out of buying or selling a house. Gain confidence with advice on whether you should rent or buy and on finding a home value within your means. Make a plan for refinancing and paying off your mortgage.
CAR
Find out the true cost of a car and see comparisons of paying cash, financing, or leasing. Gain insight into auto insurance and get advice on which ride you should choose for your needs and budget
MEDICAL
Everyone will face healthcare costs. Dissolve the mystery around health insurance and learn the difference between a FSA, HSA, and HRA. Pick an insurance plan that’s right for you and create a savings strategy for your healthcare.
GIFTS
Be encouraged to give, you’re probably already giving more than you realize. Learn how you can save in taxes and grow your giving. Create a personalized plan for reaching your giving goals.
INVESTMENT
Learn some common investing terms and understand the costs involved. Upgrade to a paid plan to get expert help or advice on optimal asset allocation for your portfolio at a low cost.
NO TRICKS, NO HIDDEN FEES, NO SELLING.
When we say free, we mean free. With 3Nickels, what you see is what you get. We will never sell you any financial products and we definitely don’t sell your data. Transparency and privacy are of the utmost importance to us. Manage your personal finances with 3Nickels, and feel empowered and secure.
FOLLOW US:
Instagram: @3nickelsfi
Twitter: @3nickelsfi
You can also find us on Facebook, YouTube and LinkedIn
- Google Play Store
- Free
- Finance
Store Rank
- -
MaxRewards Credit Card Rewards vs. 3Nickels: Invest, Budget, Save ranking comparison
Compare MaxRewards Credit Card Rewards ranking trend in the past 28 days vs. 3Nickels: Invest, Budget, Save
MaxRewards Credit Card Rewards- -
Rank
MaxRewards Credit Card Rewards vs. 3Nickels: Invest, Budget, Save ranking by country comparison
Compare MaxRewards Credit Card Rewards ranking trend in the past 28 days vs. 3Nickels: Invest, Budget, Save
No Data to Display
Compare to any site with our free trial
August 23, 2026