NayraJet app analytics for September 15

NayraJet – Digital Credit Limit Services NayraJet is a financial technology application operated by Nayrajet Credit Technologies Ltd. It gives eligible users in Nigeria access to digital credit services. After completing the required checks, qualified users may receive a credit limit, request an amount within their available limit, and manage repayment information in the app. Getting Started Users register with a mobile number and provide information required to create and protect their account. Identity and profile checks may be required to verify ownership, prevent fraud, meet legal obligations, and assess eligibility. Security and Compliance NayraJet protects personal and financial information through measures such as encrypted transmission, access controls, identity checks, and security monitoring. Submitted information is used for account operation, transactions, support, fraud prevention, regulatory compliance, verification, and eligibility assessment. Available Features Eligible users may: - Apply for and manage a digital credit limit; - View an assigned credit limit; - Select an amount within the available limit; - Review transaction and repayment records; - Check due dates and outstanding amounts; and - Receive account and repayment notifications. Creating or activating an account does not guarantee a credit limit or access to funds. Credit limits and offers are subject to verification, account status, eligibility assessment, and the terms displayed in the app. Credit Terms Approved amounts, repayment periods, and charges may vary based on profile information, verification results, account status, and eligibility criteria. - Credit Range: ₦1,000 to ₦500,000 - Repayment Duration: 91 to 540 days - Daily Interest Rate: 0.06% - Maximum APR: 21.9% - Applicable Fees: All applicable fees will be clearly disclosed before confirmation. The final offer may be lower than the stated maximum values. Representative Calculation Example: - Credit Amount: ₦10,000 - Repayment Period: 180 days (approximately 6 months) - Daily Interest Rate: 0.06% - Annual Percentage Rate (APR): 21.9% Interest calculation: ₦10,000 × 0.06% × 180 = ₦1,080 Total repayment: ₦10,000 + ₦1,080 = ₦11,080 APR calculation: 0.06% × 365 = 21.9% This example is illustrative. Actual interest, charges, dates, and total repayment depend on the final offer displayed before confirmation. Important Information Approval is not guaranteed. NayraJet may approve, reduce, or decline a request based on verification, account status, and eligibility results. Before accepting, users can review the amount, rate, repayment period, due dates, charges, total interest, and total amount payable. Late or missed payments may result in additional charges where legally permitted. Applicable conditions will be displayed before confirmation or stated in the service agreement. Borrow responsibly and choose only an amount you can repay on time. Repayment Management Users can review schedules, due dates, balances, and payment records in their account. NayraJet may send reminders through in-app messages, email, SMS, or other authorised channels. Users remain responsible for repayments. Privacy and Data Use NayraJet collects information needed to provide services, verify users, process transactions, protect accounts, assess eligibility, prevent fraud, comply with legal obligations, and improve performance. Personal information is not sold to advertisers or shared for unauthorised marketing. Details about collection, use, sharing, retention, security, deletion, and user rights are available in the NayraJet Privacy Policy. Contact NayraJet Operating Company: Nayrajet Credit Technologies Ltd. Address: 141 Admiralty Way, Lekki Phase 1, Lagos 106104, Nigeria Customer Support Email: nayrajet.service@outlook.com Telephone: +234 9123420901