Dovekash is a trusted financial app designed to provide fast and secure loan options tailored to your financial needs. With just a few simple steps on your smartphone, you can seamlessly access funds anytime, anywhere.
Why Choose Dovekash?
1. Instant Funds Anytime: Get quick loans without the stress.
2. Trusted Transparency: Clear terms and no hidden fees from start to finish.
3. Safe and Secure: Advanced encryption technology ensures your data is always safe.
Dovekash Personal Loan Highlights:
1. Fast Loan Processing: Submit your application and receive funds on the same day.
2. Smart Credit Scoring: Our app provides personalized credit scores by analyzing user‘s credit history, income profiles, and repayment capabilities. This score helps you understand your credit status and guides you on how to improve your credit rating.
3. No Collateral Needed: Easily obtain a loan without collateral or deposits.
4. Flexible Repayment Options: Customize your repayment plan to suit your financial situation.
5. Low Interest Rates: Competitive interest rates designed for every borrower.
6. Transparent Fee Structure: Our app offers a clear fee structure, so you know all associated costs before borrowing, avoiding any hidden fees.
Loan Details:
- Loan Amount: ₦5,000 - ₦60,000
- Annual Interest Rate: Up to 36%
- Loan Term: 91 days - 360 days
Example Calculation Explanation:
- Example Scenario: Loan amount of ₦10,000 for a loan term of 360 days.
- Interest Calculation: Interest is calculated at 1.12% of the principal, which is ₦10,000 × 1.12% = ₦112.
- Service Fee Calculation: The service fee is calculated at 23.88% of the principal, which is ₦10,000 × 23.88% = ₦2,388.
- Actual Amount Received: After the loan is disbursed, you will receive ₦7,500, calculated as ₦10,000 - ₦112 (interest) - ₦2,388 (service fee) = ₦7,500.
- Repayment Explanation: During the loan period, you will repay a total of ₦10,000 (the loan principal) in two installments on time. The interest and service fees are deducted at the time of loan disbursement.
How to Get Started
1. Download the App: Find Dovekash on the Google Play Store and install it.
2. Simple Registration: Complete registration by providing personal details and verifying your account.
3. Choose Your Loan: Select the amount and repayment term that fits your needs.
4. Receive Funds: Approved loans will be disbursed directly to your bank account.
5. Repay as Scheduled: Make timely repayments to build a strong financial profile. You can repay via online banking, mobile banking, or ATM transfer.
Who Can Apply?
* Nigerian citizens with a valid BVN
* 18 years of age or older
* Possess a bank account in Nigeria
* Reside in Nigeria
If you have any questions or complaints, please leave a message through the feedback page in the app or contact us:
- Company Name: Step By Step Microfinance Bank Limited
- Company Address: NO 1 HARBOUR INDUSTRIAL ROAD, ABADA OFFICE BUILDING, 2ND FLOOR, BRIDGE HEAD, ONITSHA, ANAMBRA STATE, NIGERIA
- Service Hours: Monday - Sunday, 09:00 - 17:30 WAT
- Our official website: https://www.dovekash.ng
- Check our lending license issued by FCCPC here: https://www.dovekash.ng/lending-license
- Privacy Policy: https://web.dovekash.ng/privicy.html
Dovekash - Simplify your financial journey with fast, transparent, and secure loan solutions. Download the app today and take control of your finances with ease.