Flex Cashflow: Money Manager app analytics for September 2

Cash, bank, mobile money, a loan, a savings goal — most of us don’t keep money in one place. Flex Cashflow is a personal finance ledger on your phone: what you have, what you owe, what’s coming due, and where the month went. Works offline. No account required to start. TRACK EVERYDAY MONEY • Log income, expenses, and transfers • Categorise spending and see where it went • Attach receipts, photos, and files to records • Multiple accounts and currencies, one net worth PLAN WHAT’S NEXT • Budgets and budget items • Bills and subscriptions (active or paused) • Payment plans for upcoming or recurring payments • Savings goals, loans, investments, and occasions • Link transactions to the records they belong to SEE THE PICTURE • Portfolio and balances in one view • Analytics, reports, and category insights • Reminders and in-app notifications • Home widgets, themes, locale (English & Swahili), and biometric lock YOUR PHONE FIRST The vault stays on this device unless you export a backup, pair another device on your Wi-Fi (including web or desktop on the same network), or turn on Pro. PRO IS OPTIONAL The ledger is free — tracking, budgets, bills, savings, loans, investments, analytics, Wi-Fi pairing, and backups. Pro adds encrypted cloud sync and a 1 GB vault, live exchange rates, and an AI assistant that can chat, take voice, or read a photo or PDF — you review every suggestion before anything is saved. Start with a simple expense tracker: add an account, log income and spending, see where the month went. Stay there if that’s enough. When you want budgets, bills, savings, loans, or a full net worth, you don’t switch apps — it’s the same ledger.