LVB DigiBank 앱 분석 (9월 23일)

LVB DigiBank is the digital banking of Lao - Viet Joint Venture Bank Co., Ltd (1) LVB DigiBank is the digital banking of Lao-Viet Joint Venture Bank Co., Ltd to satisfy the demands on banking services of individual, business and other organisations. (2) TOTALLY FREE registration, maintenance, management and use. Many banking services on LVB DigiBank are free including domestic transfer, bill payment and many others. Customers also receive Cash Back or discount for phone top-up, bill payment, payments by QR-Pay. 3) Customer needs only 1 user and password to do banking transactions on any Internet-connected devices such as mobile phones, tablets, desktops, laptops. Best Features of LVB DigiBank: (1) Convenient financial management with a function allowing users to access information and history of all accounts including current accounts, saving accounts, term deposit, loans, card… (2) Instant and secure international and domestic money transfer: internal transfer within the system of LVB, domestic interbank transfer, international transfer, transfer via phone number, quick transfer 24/7. (3) Water bill payment, telecom fee payment, ADSL, Leased line, road charge payment, land tax payment, national budget payment, Phone top-up. (4) Payment for loan of financial companies and microfinance organisations. (5) Bying Insurances: new insurance premium and renewal of existing insurance contracts. (6) Scheduled automatic payment for bills; favourite payments (7) Employee salary payment, payroll (8) Payment with QR Code. (9) Foreign exchange (10) Online term deposit: New creation deposit, term deposit closure. (11) Card services: access card information, activate/lock card, check card transaction history (12) Register for services: register for card issuance, register for loan online, and others. Utilities: 1. Login by fingerprint, face 2. Verify transaction by SmartOTP 3. Set up favourite functions on Homepage 4. Set up profile picture, background picture, change background colour 5. Check exchange rate, interest rate, branch/AMT location 6. Interest rate platform, exchange rate platform 7. Receive information from LVB 8. Language options: Lao, English, Vietnamese 9. Shareable application 10. Beneficiary names and payment accounts can be defaulted.