QarzMitra–Licensed Loan 앱 분석 (10월 7일)

Facing unexpected expenses? QarzMitra provides a convenient way to access short-term personal loan services in Pakistan. We are a financial services platform licensed by the Securities and Exchange Commission of Pakistan (SECP) as a Non-Banking Finance Company (NBFC). License Number: No. SECP/LRD/131/FGFPL/2025   Compliance & Data Protection QarzMitra operates in accordance with applicable Pakistani regulations. We are committed to protecting user privacy and apply industry-standard security measures, including encryption, to safeguard personal information. Personal data is not shared with third parties without user consent, except where required for service provision or by law.   Company Information App Name: QarzMitra Company Name: FINTECH GHARANA FINANCIAL (PRIVATE) LIMITED Business Type: Financial Lending Services License: NBFC (Non-Banking Finance Company) License Number: No. SECP/LRD/131/FGFPL/2025   Loan Details Loan Amount: PKR 1,000 – PKR 50,000 Loan Term: 30 – 90 days Annual Interest Rate (APR): 15% – 20% Overdue Penalty: Up to 2.3% per day (no penalty if repaid on time) Additional Fees: None   Representative Example If you borrow PKR 50,000 at an APR of 15% (0.04% per day) for 90 days: Daily Interest: PKR 20 Monthly Interest: PKR 600 Monthly Payment: PKR 17,267 Total Interest: PKR 1,800 Total Repayment: PKR 51,800 This example is for reference only. Final terms depend on individual credit assessment.   How It Works Download and install the QarzMitra app from the Apple App Store Register and complete the required information Select a suitable loan product Submit your application for review Upon approval, funds will be transferred to your account   Eligibility Age 18 or above Valid Pakistani ID card Stable source of income   Contact Email: cs@fintechgharanafinancial.com Working Hours: Monday – Sunday, 9:00 AM – 5:30 PM Address: Office No.5B, Mezzanine Floor, Al Malik Centre, Jinnah Avenue, Blue Area, Islamabad