Cashn't — Budget Tracker 앱 분석 (10월 6일)

Cashn't is your no-BS money app: net worth, expenses, savings goals — and one honest number at the top of Home telling you what's safe to spend today. Log balances across every account you actually use: cash in your wallet, savings, banks (BPI, BDO, etc.), e-wallets (GCash, Maya), investments, and crypto. See your true net worth in one number. Watch it move. WHAT IT DOES • SAFE TO SPEND TODAY One number before you tap "pay": what you can spend today without wrecking the month. Mint when you're fine. Orange when you're... not. • COACH Ask about your money in plain language — "can I afford this?", "where did payday go?" — and get a straight answer plus a money plan built from your actual numbers. Guidance, not financial advice. • NET WORTH AT A GLANCE See every peso you own, split across Cash, Bank, E-wallet, Investments, and Stash (goal-tagged savings). Tap to hide when someone's looking. • DAMAGE REPORT This month's spend, categorized (coffee, groceries, dining, transport, fun, subscriptions). It's giving overspend? We'll tell you — kindly. • SAVINGS GOALS Set a goal (Japan trip, new iPhone, emergency fund), tag your stashes, and watch the ring fill. Cashn't tells you the pace and when you'll actually hit it. • BILLS & PAYDAY Recurring bills with due-date reminders and payday confirmations — Spotify, Globe, rent — so nothing sneaks up on you. • TRIPS + BARKADA POT Envelope-style trip budgets so vacation doesn't nuke your savings. Or start a group trip pot and Cashn't works out who owes who at the end. • SHAREABLE RECEIPTS Weekly and monthly "wrapped" summaries you can screenshot and share (or hide). • PRIVATE BY DEFAULT Guest mode: data lives only on your device. Sign in (Apple / Google / email) if you want backup + cross-device sync. Face ID lock. Privacy mask. Delete your data anytime. DESIGNED FOR FILIPINOS (BUT WORKS EVERYWHERE) Peso and dollar out of the box. GCash, BPI, BDO, Maya, crypto — all first-class. Barkada trip pots for the group. Sunday damage reports. Made in the Philippines. EARLY BIRD Cashn't is a one-time purchase — no ads, nothing else to unlock today. The Coach is included free during early access. DARK MODE ONLY Because your money app shouldn't hurt your eyes at 2am. WHAT IT DOESN'T DO No ads. No selling your data. No linking to your bank (we don't need it — you log what you spend). No BNPL, no crypto trading, no robo-investing. Just your money, tracked right — with a Coach that keeps it honest.