DiGi KGB - Info and Selfie App 앱 분석 (10월 10일)

DiGi KGB is a selfie account opening and m-passbook application that is offered by Kerala Gramin bank. It is a light weight, robust and highly informative app that enables the user to create savings bank account instantly. It also gives complete real time information about all the accounts of the customer. Kerala Gramin bank is the first Regional Rural Bank in the country to launch a such an app. Key features: 1) Selfie Account Opening - Instantly open a Savings Bank account by uploading a selfie and images of AADHAAR 2) Mini statements, Balance Enquiry and Passbook of all the accounts, in real time, pertaining to the Customer 3)Passbook is locally stored in device, once downloaded, which facilitates offline retrieval at a later point of time. 4) Provision to update user remarks against passbook entries. 5) Locating nearby branches and ATMs based on customer location or by search option. 6) Interest calculators for Fixed, Cumulative, Recurring Deposits. 7) Loan EMI calculator. 8) Calender showing Bank Holidays.