M-KOPA 앱 분석 (9월 29일)

The M-KOPA app is designed to help existing customers. Currently the app supports customers using M-KOPA to finance Samsung and Nokia phones on a Pay-As-You-Go model. From the app you can pay to unlock your devices, see your account balances, and quickly contact M-KOPA. To login to the app, you will need to be an M-KOPA customer. If you would like information about how M-KOPA can help you get a phone please visit our website: www.m-kopa.com **In Kenya, M-KOPA customers can get access to cash loans through the app** Loan amounts: Ksh 4,000-15,000 Repayment period: 105-282 days Interest rate (monthly): 5.6-9.1% Interest rate (annual/APR): 67-109% No fees, no late penalties. Example: Borrow Ksh 7,000 with a total interest amount of Ksh 3,320 to be repaid over 258 days. The principal amount to be repaid is Ksh 7,000, and the interest amount to be repaid is Ksh 3,320. The interest amount is fixed and won't increase even if the customer's payments are behind schedule or if the customer takes more than 258 days to pay. There are no fees or late penalties charged -- the interest amount is the only cost of the loan.