Prime Gems - personal finance 앱 분석 (10월 5일)

In this app, you can make transactions with primepay and manage your Prime Visa credit card and/or personal loan accounts with PrimeCredit with just a few taps on your mobile phone. With the Prime Gems mobile app, you can apply for primepay, loan, or credit card, manage your Prime Gems loyalty account, and view PrimeCredit's promotions designed especially for you! You will also get firsthand information about PrimeCredit’s promotions, events, and special offers. Prime Gems members will enjoy a cash rebate upon loan draw down, earn points for customer referrals, and use the earned points to redeem items, join events, or convert them into loan repayments or cash rebates for their Prime Visa credit card accounts! You can have an overview of your Prime Gems Loyalty Club account, and perform different account-related features, all within one app. Key features include: - primepay online card account - Prime Gems Points Management (transaction history, point redemption for gifts & events, point conversion to loan repayment and to Prime Visa credit card account as cash rebate) - Loan and Credit Card application - Document upload - Personalized Customer Notice and Push Notifications - primepay and Prime Visa Credit Card e-statement - Complete PrimeCredit Branch Information - primepay and Prime Visa Credit Card Activation - App Tutorial Videos - Online Chatbot - Entertainment, Lifestyle, and Health and Wellness content via ConnecTies App updates are regularly added for your benefit – so stay tuned! Annual effective rate should not exceed 48% p.a. according to Money Lenders Ordinance (Cap. 163). The final interest rate, repayment period and loan amount available to customers will vary depending on individual credit status. The minimum and maximum repayment period is 3 months and 72 months respectively. An example of total cost for a loan is set out below for reference only: - Loan amount: HK$10,000 - Annual interest rate: 2.4% p.a. - Tenor: 12 months - Monthly Installment: HK$854 - Total repayment amount: HK$10,248 Warning: You have to repay your loans. Don’t pay any intermediaries. Complaint Hotline: 2281 7470 Money Lender’s License No.: 608/2026