FinChoice 앱 분석 (10월 9일)

The FinChoice App is secure, easy to use, and you pay no data charges on major SA networks when using the app. Transact and manage • Open an account • View your balance • Update your financial details • Upload your proof of income • Buy electricity, airtime and data • View your statement • Request a settlement quote • Request a paid-up letter • Download your contract document • Change and update your password • Make a payment arrangement • Apply for payment assistance Insure • Get a free estimate • Get your funeral plan • Manage your funeral plan 24/7 MobiMoney • Free to activate • Repay in 3 months or sooner if you choose Personal loans • Minimum repayment period: 6 months • Maximum repayment period: 36 months • The maximum annual percentage rate (APR) is 51% Example of charges Total cost of a 24-month Loan for R18 000: • R18 000 (Loan amount) • Plus 1050 (Initiation fee) • Plus R68 (Service fee) • Plus 2,3% (Interest rate) • Plus 5,5% per R1000 (Personal Protection Insurance) • Equals R28 986,68 (Total cost of the Loan) • This equals a monthly instalment of R1207,78 over 24 months