PXTLoan-online loan 앱 분석 (10월 8일)

Company Information Company Name: PXT LENDING INVESTORS INC. Registration No.CS201803298 Certificate of Authority No.2651 Operator: PXT Loan is owned and operated by PXT LENDING INVESTORS INC. PXT Loan is a fintech platform committed to providing fast, secure, and transparent loan services to users in the Philippines. Through advanced technology and a fully online process, we make it easy and convenient for users to access financial support when needed. With a professional risk control system and excellent customer service, PXT Loan is becoming a trusted choice for many borrowers. Why Choose Us 1. Flexible Loan Amounts • Loan amounts from ₱1,000 to ₱50,000 • Increase your limit by repaying on time 2. Simple Application Process • Fill in valid ID information, no collateral required • Entire process is online and paperless • Fast review and quick disbursement 3. Multiple Repayment Options • Supports GCash, BPI, Maya, and more • Choose freely, pay conveniently 4. Easy Repayment • Multiple repayment channels available • Flexible options for ease and convenience Loan Product Details Fee Information • Loan amount: ₱1,000 - ₱50,000 • Loan term: 91 to 180 days • Maximum monthly EIR: 15% • Maximum Annual Percentage Rate (APR): 180% • Service fee: One-time service fee (per transaction), up to 15%. If you choose a loan amount of ₱10,000.00 with a term of 91 days, a one-time service fee of 10% will be charged in advance: ₱10,000.00 × 10% = ₱1,000.00 (deducted upfront) With an interest rate of 18%, Total interest to be paid: ₱10,000.00 × 18% = ₱1,800.00 Total repayment amount: ₱10,000.00 (principal) + ₱1,800.00 (interest) = ₱11,800.00 Note: The ₱1,000.00 service fee is deducted from the loan amount before disbursement. Eligibility Requirements • Filipino citizen • At least 18 years old • Has at least one valid government-issued ID • Employed or self-employed How to Apply for a PXT Loan 1. Use your smartphone 2. Download the PXT Loan app 3. Register and log in 4. Fill out the application form 5. Wait for credit review and approval 6. Once approved, funds will be sent to your bank account or e-wallet (GCash, Maya) Customer Support Email: service@pxtlending.com Phone: 09109032577 / 09106409784 Adress: 3rd Floor GICC Techno Park Luzon Avenue, Freeport Area of Bataan Baseco Coun Mariveles, Bataan, 2106 Philippines