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Vacancy title: Head Islamic Banking Credit [ Type: FULL TIME , Industry: Banking , Category: Management ]   Jobs at: National Bank Deadline of this Job: 03 April 2020   Duty Station: Within Kenya , Nairobi , East Africa SummaryDate Posted: Monday, March 23, 2020 , Base Salary: Not Disclosed JOB DETAILS: Job Ref No. HR/040/2020 Division: Credit Reporting to: Director Credit Position Scope: Reporting to the Director Credit the role holder will be responsible for credit approvals for Islamic Banking business loans through analysis of credit applications in accordance with the Bank’s lending policies, Shariah law, CBK Prudential Guidelines and best practice to achieve quality growth in the retail asset book in line with the strategic plans. . Key Responsibilities • Evaluate and approve shariah compliant credit proposals (new, renewals, one offs, permanent, amendments, cancellations, etc.) received from Islamic Banking department in line with specific credit guidelines as set within existing policy/manual/product documents, understanding of market, industry, economic factors, financial statements, etc., and recommending those beyond DLA for consideration • Verify & analyze credit information, documentation such as bank statements, financials, etc. provided by RMs/Customers, and seek clarification, if needed from other sources, liaise with RM for queries, additional information / documents, business recommendations for deviations, if needed. • Visit clients/Centers/Branches, independently or with RMs/Manager as part of the evaluation of credit proposals for better understanding of the client, business and market • Review on a periodic basis, a sample of credit decisions made by Credit authority holders within the unit • Attend to Audit requirements and provide responses to audit remarks/ensure rectification thereof in respect of Personal Credit Department • Monitor Islamic Banking portfolio for renewals, limits dropping, early v