8月30日 的 Chinmay - Personal Loan App 應用程式分析

Online Loan App for Instant Personal Loan & Loan Against Mutual Funds Chinmay Finlease Limited is a trusted digital loan app offering Instant Personal Loans and Loan Against Mutual Funds to meet individuals' financial needs through a 100% digital and paperless loan process. Whether you need a quick online loan for emergencies or wish to unlock the value of your mutual fund investments without redeeming, our loan app provides a hassle-free way to borrow digitally. Chinmay Finlease Limited is an RBI-approved NBFC, registered under registration No. B.01.00558 and have been serving every individual across India since 11 December 1996. With 25+ years of lending experience, we adhere to strict data protection and regulatory norms, ensuring your personal and financial information is always safe & secure. Instant Personal Loan Online Loan Details • Loan Amount: ₹10,000 - ₹5,00,000 • TAT: 15 minutes • Repayment Tenure: 3 to 18 months • Interest Rates: 28% p.a. to 36% p.a. Eligibility Criteria • Indian Resident • Salaried professionals aged 21 to 55 years • Minimum monthly salary of ₹25,000 • Credit Score of 680 and above Documents Required • Aadhaar Card • PAN Card • Last 3 months’ salary slips or bank statements APR Disclosure & Associated Charges - Interest Rate: 28% p.a. to 36% p.a. - Annual Percentage Rate (APR): Up to 36% - Processing Charge: 5% of loan amount - Documentation Charge: 1% of loan amount - Online Convenience Charge: ₹200 - Bounce Charge: ₹500 per occurrence Notes: GST and other applicable charges may be levied in addition to the above charge structure. Illustrative Calculation Loan Amount= ₹30,000 Interest Rate= 28% p.a. Loan Duration= 180 Days Total interest on the personal loan= ₹4,104 Processing charge (5% of the loan amount) + Documentation charge (1% of the loan amount) + Online Convenience charge (₹200) = ₹2,000* 18% GST = ₹360 Total Deductions (Processing charge + Documentation charge + Online Convenience charge + GST)= ₹2,360 Net Disbursed Amount= Loan Amount - Total Deductions= ₹27,640 Total Repayable Amount (Loan Amount + Interest)= ₹34,104 *Processing charge, Documentation charge, and Online Convenience charge are deducted upfront at the time of loan disbursal. Loan Against Mutual Funds Loan Details • Loan Amount: ₹10,000 - ₹3,00,000 • Repayment Tenure: 365 days • Interest Rate: 18% p.a. Eligibility Criteria • Indian Resident • Age between 18 and 60 years • Holder of eligible mutual fund investments of 20,000/- Documents Required • Aadhaar Card • PAN Card • Registered mobile number & email address linked to your investments APR Disclosure & Associated Charges - Interest Rate: 18% p.a. - Bounce Charges: ₹500 per occurrence - Processing Charge: 3.50% of loan amount - Documentation Charge: 1% of loan amount - Online Convenience Charge: ₹200 - Pledge & Unpledge Charge: As per RTA Notes: GST will be added to the above charges as applicable. Illustrative Calculation Loan Amount= ₹50,000 Interest Rate= 18% p.a. Loan Duration= 180 Days Total interest on the LAMF= ₹4,438 Processing charge (3.50%) + Documentation charge (1%) + Online Convenience charge (₹200) + Pledge & Unpledge charge (₹600) = ₹3,050 18% GST = ₹549 Total Deductions (Processing charges + Documentation charges + Online convenience charge + Pledge & Unpledge charge + GST)= ₹3,599 Net Disbursed Amount= Loan Amount - Total Deductions= ₹46,401 Total Repayable Amount (Loan Amount + Interest)= ₹54,438 Disclaimer: Final terms are subject to your credit profile and risk assessment. Why choose Chinmay? Instant Approval Quick Eligibility Check Safe & Transparent Paperless Process Simple Repayment Contact us: Email: support@chinmayfinlease.com Call: 7600012589 Address: 3rd & 4th Floor, House 14, Times Corporate Park, Thaltej, Ahmedabad, 380059 T&C Applied!