9月8日 的 Drive Lend 應用程式分析

Drive Lend provides convenient digital loan services designed to meet your short-term and long-term financial needs. Our process is fully online, fast, and transparent — giving you access to funds without complicated paperwork. Loan Range and Terms Borrow from GHC 300 to GHC 5,000, with flexible repayment periods ranging from 91 to 360 days. The maximum annual percentage rate (APR) is 20%, depending on your repayment history and eligibility. A processing fee of 1% of the loan amount applies. Example Calculation If you borrow GHC 1,000 for 180 days (approximately 6 months): Processing fee (1%): GHC 10 Interest (annual 20%): GHC 1000 × 20% × (180 ÷ 365) = GHC 98.63 Total repayment amount: GHC 1,108.63 Monthly installment: GHC 184.77 All charges are displayed clearly before loan approval. There are no hidden fees or extra costs. Eligibility Criteria Must be a Ghanaian citizen aged 20–60 years Must have a stable source of income Must own a valid local mobile wallet How It Works Download the Drive Lend app and complete registration. Submit your basic information and mobile wallet details. Review your eligible amount and confirm your loan. Receive funds directly to your wallet once approved. Security and Transparency All user data is encrypted and handled in compliance with local privacy laws. We do not share your information with any third party without consent. For assistance or inquiries, please contact our support team at support@panghatfinance.com. Drive Lend — empowering financial access through responsible and transparent digital lending.