10月7日的Snowball: Dividend Compounding应用程序分析

Snowball shows you what your dividends turn into if you keep reinvesting them. Put in what you have, what you add each month, and what your portfolio yields. Snowball projects your dividend income year by year - and puts the answer on your home screen. WHY REINVESTING MATTERS A dividend you spend is income. A dividend you reinvest buys shares that pay their own dividends, which buy more shares. That compounding is hard to picture and easy to underestimate. Snowball makes it concrete: flip reinvesting off and see exactly what the same money would have done instead. WHAT YOU GET - Your projected annual and monthly dividend income, year by year, on a clear chart. - Portfolio value, total contributed, and growth kept separate, so you can see how much came from the market and how much came from you. - Yield on cost, which rises over time as the dividend grows against what you originally paid. - An income goal: set a target and Snowball tells you which year you reach it, or says plainly that you do not at these numbers. - A home-screen widget showing your projected income. Long-press it to change the assumptions - you never have to open the app. BUILT PROPERLY Value and income are modelled separately, month by month, so growing dividends and rising share prices are treated as the different things they are. Contributions start earning at your yield the month they land. Reinvested dividends buy income of their own. That is the snowball. HONEST ABOUT WHAT IT IS This is a projection from numbers you enter, not a forecast and not financial advice. Real dividends get raised, cut and taxed, and real share prices do not move in straight lines. Snowball shows you the shape of compounding so you can reason about it, not a promise. NO STRINGS One purchase. No account, no subscription, no ads, no tracking. Nothing leaves your phone. From the makers of DivTrkr, the free dividend tracker at divtrkr.com.