10月5日的SpendingLens - Expense Tracker应用程序分析

See where your money really goes -- without compromising your privacy. SpendingLens turns your PDF bank and card statements into clear, actionable financial insights. With on-device parsing, OCR, and interactive charts, SpendingLens lets you analyze spending habits, track categories, and review multi-year trends without uploading financial records to third-party servers. No accounts to create. No bank passwords to link. No subscriptions. Just private financial clarity right on your iPhone and iPad. ---------------------------------------- WHY SPENDINGLENS? ---------------------------------------- Most finance apps require linking bank accounts or uploading statements to remote servers, exposing sensitive transaction history to third-party aggregators and advertisers. SpendingLens takes the opposite approach. Built specifically for Apple platforms, all document processing, OCR scanning, transaction extraction, and analytics happen 100% locally on your device using native Apple frameworks. Your financial data remains entirely yours. ---------------------------------------- KEY HIGHLIGHTS ---------------------------------------- 100% PRIVATE & ON-DEVICE - Zero tracking: No ads, no third-party analytics SDKs, and no cloud servers. - No bank logins: Works directly with the PDF statements you already have. - Local storage: All transactions and rules are stored securely on-device with SwiftData. SMART STATEMENT IMPORT - Digital & Scanned PDFs: PDFKit extracts text from digital statements; Vision OCR reads scanned copies. - Batch Import: Process multiple statements at once from Files or iCloud Drive. - Smart Dates: Handles statements spanning year boundaries (e.g., Dec to Jan). - Duplicate Protection: Skips duplicate files while preserving legitimate recurring purchases. INTERACTIVE CHARTS & OVERVIEW - Clean Dashboard: Inspect total spending, income/credits, and net period flow. - Instant Filtering: Filter by Year, Month, and Category right from the overview bar. - Monthly Charts: Tap any month to isolate transactions or tap again to view full-year trends. - Category Breakdowns: Interactive charts highlight top spending areas with percentages and totals. CATEGORIZATION & RULES - Auto-Recognition: Automatically assigns common merchants into intuitive categories. - Custom Rules: Define keyword rules to categorize specific merchants your way. - Review Flags: Easily flag and filter ambiguous transactions for quick verification. MANUAL & RECURRING EXPENSES - One-Time Purchases: Log cash payments or off-statement expenses with date and notes. - Multi-Month Plans: Plan recurring expenses (2 to 120 months) for rent, loans, or subscriptions with clear totals. - Full Control: Edit or adjust any individual transaction whenever needed. MULTI-YEAR & TREND REPORTS - Long-Term Perspective: Compare spending across multiple years to see your progress. - Category Trends: Track specific categories over time to spot seasonal patterns. SEARCH & BATCH EDITING - Fast Search: Find transactions by merchant name, amount, or notes. - Sorting: Sort by newest, oldest, amount, or merchant name. - Batch Organization: Bulk-edit transaction categories or years in just a few taps. DATA OWNERSHIP & BACKUPS - JSON Backup & Restore: Export full backups to Files or iCloud Drive. - CSV Export: Share or export transaction data anytime. - Complete Erasure: Delete all data completely at any time in Settings. ---------------------------------------- PERFECT FOR ---------------------------------------- - Privacy-conscious users who refuse to share banking logins with third parties. - Anyone who receives PDF bank, credit union, or credit card statements. - Budgeters and planners who want clear visual summaries without complex setup. - Freelancers and households tracking multi-year expenses and payment commitments. Take control of your personal finances with complete peace of mind. Download SpendingLens today and see your money through a clearer, private lens!