7月22日的Honest - Credit Card & QRIS应用程序分析

💳HONEST — CREDIT CARD WITH QRIS FEATURE Tired of getting rejected for a credit card? Honest offers a 90% approval rate — 100% online application, approved in 5 minutes. PT Honest Financial Technologies is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI). ✅WHY HONEST? Rp0 annual fee — forever, not just the first year No-collateral credit card — KTP only, 100% online application Credit limit up to Rp100 million — starting from Rp1, grows every month Pay with QRIS using your credit limit — at your favorite merchants 90% approval rate — far more inclusive Indonesian Visa card — accepted at 90 million merchants worldwide ⚽LIMITED EDITION: FIFA WORLD CUP 2026™ Get the Honest Visa FIFA World Cup 2026™ Edition — a limited-edition card available only during the official campaign period. Use your card, collect points, and win official FIFA merchandise every week! 🔒HONEST CREDIT CARD KEY FEATURES QRIS Credit — pay anywhere using your credit limit, at your favorite merchants Rp0 Annual Fee — no hidden charges 90% Approval Rate — decision in 5 minutes Shopping Cashback — every Rp100,000 = Rp1,000 cashback credited directly Flexible Installments — choose to pay in full or partially based on your financial situation High Security — safe online credit, card number not printed on the physical card Credit Score Check — via WhatsApp after applying 📊BILLING SIMULATION The following is a simulation — actual dates and amounts vary based on your billing cycle. You make a purchase of Rp3,000,000 on July 5 Statement date: July 16 | Admin fee: 3.99% = Rp119,700 If you pay in full (Rp3,119,700) before July 25: Admin fee is returned to your credit limit, total cost: Rp0 If you only pay Rp1,000,000 before July 25: The remaining Rp2,119,700 is charged 1.75% interest the following month. Admin fee is not returned. Next bill = remaining balance + interest. 🚀HOW TO APPLY — YOUR KTP IS ALL YOU NEED Download the Honest app Fill in your personal details online — make sure your KTP is on hand Approved in 5 minutes Card activated — ready to use at your favorite merchants right away! Honest is more than just a credit card. Honest is a trusted credit fintech and a smart alternative to buy-now-pay-later and online loans (pinjol), with a real credit limit, transparent fees, and control in your hands. 90% approval rate refers to Honest data for the period August 2025–May 2026. Approval decisions may vary depending on the applicant's profile. Approval in 5 minutes refers to Honest data, June 2026. Actual decision time may vary depending on the completeness of the applicant's data. PT Honest Financial Technologies is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI). 🌐 Need more info about Honest? Website: https://honest.co.id Instagram: @honestindo Meta: Honest Indonesia X (Twitter): @honestindo TikTok: @honestindo YouTube: @HonestIndonesia